204 Stuart St, Salisbury, NC 28144 Property Records

Rowan County property record for 204 Stuart St, Salisbury, NC 28144 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,649 sqft · built 1978
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$372,500 (May 2021)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042 065`

Property Details

APN / Parcel Number

Primary APN	`042 065`
Alternative APN	`707107`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,649 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	998 sqft
Finished Basement	998 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Lot Area	43,996 sqft (1.01 acres)
Porch	Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	204 STUART ST
City	SALISBURY
State	NC
Zip	28144-2952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L31
Legal Subdivision	JOHN S HENDERSON ESTATE SEC E
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1010
Census Tract	50500

Owner

Source: Rowan County records · APN 042 065

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 STUART ST, SALISBURY, NC 28144-2952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · VA Mortgage UMORTGAGE
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 25, 2021	Intrafamily Transfer, Transfer
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWDOMINION BANK
Nov 05, 2018	Warranty Deed, Transfer · Conventional Mortgage NEWDOMINION BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Nov 05, 2018 · Amount on Record
Deed Book / Page	1375 / 895
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0013680931
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 29, 2022
Property Address	204 STUART ST, SALISBURY, NC 28144-2952
Document Number	0014100882
Book / Page	1410 / 882
Map Reference	PG 1417
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 TALL PINES RD, 535, LEXINGTON, NC 27295-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STUART ST, SALISBURY, NC 28144-2952

Mortgage

Document Number	0001410883
Date	Sep 29, 2022
Instrument	1410/883

Lender

Name	UMORTGAGE
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 26, 2021
Property Address	204 STUART ST, SALISBURY, NC 28144-2952
Document Number	0013750895
Book / Page	1375 / 895
Map Reference	PG 1417
Instrument Date	May 25, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 W CENTER ST, 151, LEXINGTON, NC 27292-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STUART ST, SALISBURY, NC 28144-2952

Mortgage

Document Number	1375896
Date	May 26, 2021
Instrument	1375/896

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Feb 25, 2021
Property Address	204 STUART ST, SALISBURY, NC 28144-2952
Document Number	0013680931
Book / Page	1368 / 931
Map Reference	MB 1417
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 CAPITAL AVE APT 310, 140, MOORESVILLE, NC 28117-5638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 STUART ST, SALISBURY, NC 28144-2952

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	204 STUART ST, SALISBURY, NC 28144-2952
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013420450
Date	Jan 29, 2020
Book Page	1342/0450

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 05, 2018
Property Address	204 STUART ST, SALISBURY, NC 28144-2952
Document Number	0013180434
Book / Page	1318 / 0434
Map Reference	PG 1417
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 JAKE ALEXANDER BLVD W, 474, SALISBURY, NC 28147-1365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 STUART DR, SALISBURY, NC 28144

Mortgage

Document Number	13180435
Date	Nov 05, 2018
Instrument	1318/0435

Lender

Name	NEWDOMINION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,711.00	$477,572 (-) Land $93,750 Building $383,822
2023	$5,711.00	$477,572 Land $93,750 Building $383,822	$477,572 Land $93,750 Building $383,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hotwire Communications	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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