305 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 305 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 2018
Lot Size	0.154 acres (6,713 sqft)
Owner	2 Individual Names on File
Last Sale	$302,500 (Aug 2025)
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000010`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000010`
Alternative APNs	`062926675202000010` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,713 sqft (0.154 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Porch	Screened/Unfinished Porch
Porch Area	125 sqft

Location & Zoning

Street Address	305 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 1
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

305 St Georges Cir is owned and occupied by two individuals who bought it in August 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 ST GEORGES CIR, EAGLE LAKE, FL 33839-5202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Special Warranty Deed, Transfer · Balloon Mortgage ACS INVESTMENT ACCOUNT LLC
Jul 27, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Dec 1, 2022 · Amount on File
Deed Document Number	2025197007
Deed Book / Page	13671 / 1389
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 1, 2022
Property Address	305 ST GEORGES CIR, EAGLE LAKE, FL 33839-5202
Document Number	0000311108
Book / Page	12501 / 1859
Map Reference	MB 165 PG 31&32
Instrument Date	Nov 23, 2022
Instrument	2022311108
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	SCA TITLE LLC, TCA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 ST GEORGES CIR, EAGLE LAKE, FL 33839-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10706 W PINION LN, SUN CITY, AZ 85373-1832

Mortgage

Document Number	0125011862
Date	Dec 1, 2022
Instrument	12501/1862

Lender

Name	ACS INVESTMENT ACCOUNT LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 1, 2025

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jul 27, 2020
Property Address	305 ST GEORGES CIR, EAGLE LAKE, FL 33839-5202
Document Number	0113130181
Book / Page	011313 / 000181
Instrument Date	Jul 22, 2020
Instrument	150796
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,597.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 ST GEORGES CIR EAGLE LAKE FL 338395202, EAGLE LAKE, FL 33839-5202

Mortgage

Document Number	113130183
Date	Jul 27, 2020
Book Page	011313/000183
Instrument	150797

Lender

Name	HOME SOLUTION LENDERS
Type	Funding / Finance Company
Address	BARTOW, FL 33830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 St Georges Cir was $4,642, down 6.2% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,840 (-2.13%) Land $52,000 Building $186,840	$238,840 (-2.13%) Land $52,000 Building $186,840
2025	$4,642.00 (-6.2%)	$244,049 Land $52,000 Building $192,049	$244,049 Land $52,000 Building $192,049
2024	$4,949.00 (-2.1%)
2023	$5,055.00 (+71.36%)	$262,544 (+34.83%) Land $50,000 Building $212,544	$262,544 (+3.94%) Land $50,000 Building $212,544
2022	$2,950.00 Homeowner's exemption	$194,717	$252,588 Land $42,000 Building $210,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 St Georges Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 St Georges Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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