296 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 296 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,851 sqft · built 2020
Lot Size	0.131 acres (5,724 sqft)
Owner	Company Name on Record
Last Sale	$218,990 (Sep 2020)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-001020`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-001020`
Alternative APNs	`062926675203001020` `62926000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Living Area
Gross Area	2,292 sqft
1st Floor Area	1,851 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,724 sqft (0.131 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	104 sqft

Location & Zoning

Street Address	296 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 102
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	102
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1848, LAKE OSWEGO, OR 97035-0048
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 16, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FIRST COLONY MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	2020193239
Deed Book / Page	11377 / 1427
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 18, 2020
Property Address	296 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Document Number	0113800890
Book / Page	011380 / 000890
Instrument Date	Sep 14, 2020
Instrument	195084
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1848 LAKE OSWEGO OR 970350048, LAKE OSWEGO, OR 97035-0048

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 16, 2020
Property Address	296 ST GEORGES CIR, EAGLE LAKE, FL 33839-5207
Document Number	0113771427
Book / Page	011377 / 001427
Instrument Date	Sep 8, 2020
Instrument	193239
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2020
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1848 LAKE OSWEGO OR 970350048, LAKE OSWEGO, OR 97035-0048

Mortgage

Document Number	113771428
Date	Sep 16, 2020
Book Page	011377/001428
Instrument	193240

Lender

Name	FIRST COLONY MTG CORP
Address	OREM, UT 84057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,283 (-2.24%) Land $44,000 Building $192,283	$236,283 (-2.24%) Land $44,000 Building $192,283
2025	$4,597.00 (+1.93%)	$241,698 (-7.36%) Land $44,000 Building $197,698	$241,698 (-7.36%) Land $44,000 Building $197,698
2023	$4,510.00 (+7%)	$260,910 (+4.09%) Land $42,000 Building $218,910	$260,910 (+4.09%) Land $42,000 Building $218,910
2022	$4,215.00	$250,668 Land $35,000 Building $215,668	$250,668 Land $35,000 Building $215,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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