Gaston County property record for 305 Smith Rd, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 1962 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (May 2023) |
| Tax Bill | $2,038 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14091 02000 |
| Primary APN | 14091 02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 111,514 sqft (2.56 acres) |
| Pool Area | 648 sqft |
| Porch | Porch |
| Porch Area | 388 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 SMITH RD |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 14 091 020 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31005 |
305 Smith Rd is owned by two individuals who bought it in May 2023.
Source: Gaston County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5216 SW 116TH TER, COOPER CITY, FL 33330-4213 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on File |
| Deed Sale | May 25, 2023 · Amount on File |
| Prior Sale | Oct 1, 1991 |
| Deed Book / Page | 5412 / 1747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 25, 2023 |
| Property Address | 305 SMITH RD, MOUNT HOLLY, NC 28120-9313 |
| Document Number | 0054121747 |
| Book / Page | 5412 / 1747 |
| Instrument Date | May 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1297 HOGANS ALY, MOUNT PLEASANT, SC 29466-6912 |
| Name | Verified Name |
|---|---|
| Address | 5216 SW 116TH TER, COOPER CITY, FL 33330-4213 |
| Document Number | 0054121751 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 5412/1751 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2026 property tax bill for 305 Smith Rd was $2,038.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,038.00 | $285,510 Land $42,580 Building $242,930 | |
| 2023 | $1,984.00 | $285,510 Land $42,580 Building $242,930 | |
| 2021 | $170,180 Land $29,440 Building $140,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Smith Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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