Gaston County property record for 304 Smith Rd, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 796 sqft · built 1950 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Oct 1974) |
| Tax Bill | $496 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14091 02003 |
| Primary APN | 14091 02003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 796 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 304 SMITH RD |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-9313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 14 091 020 03 000 |
| Legal Subdivision | THE DAVE MITCHEM FARM |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31005 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 SMITH RD, MOUNT HOLLY, NC 28120-9313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1974 · Amount on Record |
| Deed Sale | Oct 1, 1974 · Amount on Record |
| Deed Book / Page | 1148 / 310 |
| Last Transfer Date | Dec 7, 2001 |
| Transfer Doc | 3358000400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 304 SMITH RD, MOUNT HOLLY, NC 28120-9313 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052530936 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 5253/936 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 15, 2036 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496.00 (+5.98%) | $139,130 (+3.17%) Land $18,060 Building $121,070 | |
| 2023 | $468.00 | $134,860 Land $18,060 Building $116,800 | |
| 2021 | $68,430 Land $12,580 Building $55,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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