Stanly County property record for 305 Simpson Rd, Locust, NC 28097 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,741 sqft Finished Area |
| Lot Size | 114,998 sqft (2.64 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $265,000 (2020) |
| Tax Bill | $2,875.00 (2023) |
| Primary APN | 557401186846 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,741 sqft Finished Area |
| Gross Area | 3,727 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Masonry Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 114,998 sqft (2.64 acres) |
| Garage Type | Attached Garage |
| Garage Area | 986 sqft Garage |
| Deck Area | 198 sqft Deck |
|---|---|
| Porch | 1 Porch |
| Porch Area | 72 sqft Porch |
| Topography | Low Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1530996 |
|---|---|
| Street Address | 305 SIMPSON RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-9671 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 305 SIMPSON RD 557401117 |
| Jurisdiction | STANLY NC |
| Minor Civil Division | FURR |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 930801 |
Source: Stanly County records · APN 557401186846
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 SIMPSON RD, LOCUST, NC 28097-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Deed Doc Number | 0001714777 |
| Deed Book / Page | 1714 / 777 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 305 SIMPSON RD, LOCUST, NC 28097-9671 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 SIMPSON RD, LOCUST, NC 28097-9671 |
| Document Number | 0000458634 |
|---|---|
| Date | Jun 06, 2023 |
| Book Page | 1822/1559 |
| Instrument | 458634 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 305 SIMPSON RD, LOCUST, NC 28097-9671 |
| Document Number | 0000424195 |
| Book / Page | 001714 / 000777 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 424195 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $530.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 305 SIMPSON RD LOCUST NC 280979671, LOCUST, NC 28097-9671 |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,875.00 | $263,767 Land $50,540 Building $213,227 | $263,767 Land $50,540 Building $213,227 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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