225 Simpson Rd, Locust, NC 28097 Property Records

Stanly County property record for 225 Simpson Rd, Locust, NC 28097 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,807 sqft Finished Area
Lot Size	47,480 sqft (1.09 acres)
Garage	Attached, 540 sqft
Occupancy	Owner Occupied
Tax Bill	$2,552.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`557401197144`
Alternative APNs	`1507318` `137557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,807 sqft Finished Area
Gross Area	2,347 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 2014
Exterior Material	Other Exterior
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached Garage
Garage Area	540 sqft Garage
Porch	1 Porch
Porch Area	182 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	1507318
Street Address	225 SIMPSON RD
City	LOCUST
State	NC
Zip	28097-9669
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HSE 225 SIMPSON RD LOT 3 557401154
Legal Tract	3
Legal Lot Number	3
Jurisdiction	STANLY NC
Minor Civil Division	FURR
Census Blockgroup	1
Census Block	1031
Census Tract	930801

Owner

Source: Stanly County records · APN 557401197144

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 SIMPSON RD, LOCUST, NC 28097-9669
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 22, 2014
Transfer Doc	0000366182
Record Refreshed	Jun 07, 2026

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANLY NC
Property Address	225 SIMPSON RD, LOCUST, NC 28097-9669
Document Number	0000389437
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SIMPSON RD LOCUST NC 280979669, LOCUST, NC 28097-9669

Mortgage

Document Number	0000389437
Date	Mar 31, 2017
Book Page	001603/000412
Instrument	389437

Lender

Name	FIRST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,552.00	$234,138 Land $33,490 Building $200,648	$234,138 Land $33,490 Building $200,648

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.