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305 Sanctuary Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 305 Sanctuary Dr, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,348 sqft · built 1991
Lot Size0.451 acres (19,663 sqft)
OwnerIndividual Name on File
Last Sale$555,000 (Nov 2020)
Tax Bill$4,719 (2024)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00523382-000305

Property Details

APN / Parcel Number

Primary APN00523382-000305
Alternative APNs
  • 28613900523382000305
  • 8764383

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,348 sqft Living Area

Exterior

Year BuiltBuilt 1991
Lot Area19,663 sqft

Location & Zoning

Account Number8764383
Old Parcel Number28613900523382000305
Street Address305 SANCTUARY DR
CityKEY LARGO
StateFL
Zip33037-2465
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE SANCTUARY AT KEY LARGO NO 3, A CONDO UNIT 305 OR1122-2222 OR1221-2283/84 OR1290-997 OR1321-1180/81 OR1528-1639
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionSANCTUARY AT KEY LARGO 03
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1001
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

305 Sanctuary Dr, a condominium, is owned and occupied by an individual who bought it in November 2020.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address305 SANCTUARY DR, KEY LARGO, FL 33037-2465
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2020 · Amount on File
Deed SaleNov 4, 2020 · Amount on File
Prior SaleApr 6, 2000 · Amount on File
Deed Document Number2289637
Deed Book / Page3054 / 2356
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 4, 2020
Property Address305 SANCTUARY DR # 305, 305, KEY LARGO, FL 33037-2465
Document Number0030542356
Book / Page3054 / 2356
Map ReferenceMB 1118 PG 1955
Instrument DateOct 30, 2020
Instrument2289637
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4713 1 2 TREET RIVER DRIVE, 4713, TRENT WOODS, NC 28562

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SANETUARY DRIVE, KEY LARGO, FL 33037-2465

Mortgage

Document Number0030542358
DateNov 4, 2020
Book Page3054/2358
Instrument2289639
Lender
NameQUONTIC BANK FSB
TypeBank
AddressNEW YORK, NY 10020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$586,481 Building $586,481$748,075 Building $748,075
2024$4,719.00 (+4.31%)
2023$4,524.00 (+6.5%) Homeowner's exemption$553,353 (+3%) Building $553,353$709,253 (+32.02%) Building $709,253
2022$4,248.00 Homeowner's exemption$537,236 Building $537,236$537,236 Building $537,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Sanctuary Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Sanctuary Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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