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302 Sanctuary Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 302 Sanctuary Dr, Key Largo, FL 33037

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,348 sqft · built 1991
Lot Size0.451 acres (19,663 sqft)
Owner2 Individual Names on Record
Last Sale$862,500 (Nov 2023)
Tax Bill$6,381 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Oct 2022 Sale
Flood ZoneZone AE (high risk)
APN00523382-000302

Property Details

APN / Parcel Number

Primary APN00523382-000302
Alternative APNs
  • 28613900523382000302
  • 8764359

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,348 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area19,663 sqft (0.451 acres)

Location & Zoning

Account Number8764359
Street Address302 SANCTUARY DR
CityKEY LARGO
StateFL
Zip33037-2465
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeIS
Legal DescriptionUNIT 302 THE SANCTUARY AT KEY LARGO NO 3 A CONDO OR1122-2211 OR2473-23 OR2691-199 OR2737-294 OR3199-2048 OR3251-1819
Legal Range39E
Legal Township61S
Legal Section28
Legal SubdivisionSANCTUARY/KEY LARGO 3
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1001
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15091 SW 20TH ST, MIRAMAR, FL 33027-4364
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 31, 2022Warranty Deed, Transfer
CORAL REEF TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleOct 31, 2022 · Amount on Record
Deed Document Number20232440879
Deed Book / Page3251 / 1819
Prior Transfer DateApr 23, 2015
Prior Transfer Doc0027370294
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 22, 2023
Property Address302 SANCTUARY DR, KEY LARGO, FL 33037-2465
Document Number0032511819
Book / Page3251 / 1819
Map ReferenceMB 1118 PG 1955
Instrument DateNov 22, 2023
Instrument2440879
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,037.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address148 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Transferred To (Grantee/Buyer)

NameVerified Name
Address15091 SW 20TH ST, MIRAMAR, FL 33027-4364

Mortgage

Document Number0032511823
DateNov 22, 2023
Instrument3251/1823
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 31, 2022
Property Address302 SANCTUARY DR, KEY LARGO, FL 33037-2465
Document Number0031992048
Book / Page3199 / 2048
Map ReferenceMB 1118 PG 1955
Instrument DateOct 31, 2022
Instrument2396162
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8163 CONSTITUTION RD, LAS CRUCES, NM 88007-8984

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address302 SANCTUARY DR, KEY LARGO, FL 33037-2465

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$719,129 (-0.02%) Building $719,129$719,129 (-0.02%) Building $719,129
2024$6,381.00 (+0.76%)
2023$6,333.00 (+81.51%)$719,269 (+73.06%) Building $719,269$719,269 (+31.93%) Building $719,269
2022$3,489.00 Homeowner's exemption$415,612 Building $415,612$545,181 Building $545,181

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies204 units insured
incl. 27 condo units
Nearby Flood Claims50 (1984–2025)
Claims Outside the SFHA8 of 50
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Hurricane Wilma, Oct 2005 · 20 claims
  • Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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