305 S Atkinson St, Truro, IA 50257 Property Records

Madison County property record for 305 S Atkinson St, Truro, IA 50257

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,685 sqft · built 1912
Lot Size	0.394 acres (17,160 sqft)
Owner	2 Individual Names on File
Last Sale	$264,500 (Jun 2026)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`890000501010000`

Property Details

APN / Parcel Number

Primary APN	`890000501010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,160 sqft (0.394 acres)
Lot Dimensions	130 ft deep x 132 ft wide
Garage Type	Mixed
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	154 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	305 S ATKINSON ST
City	TRURO
State	IA
Zip	50257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLOCK 1 ATKINSON'S ADDITION
Legal Subdivision	ATKINSON S FIRST ADDITION
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	MADISON IA
Township / Civil Division	OHIO
Census Block Group	2
Census Block	2038
Census Tract	60300

Owner

305 S Atkinson St is owned and occupied by two individuals who bought it in June 2026.

Source: Madison County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 S ATKINSON ST, TRURO, IA 50257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK
May 17, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN STATE BANK HOME LOAN CENTER
May 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Dec 17, 2012 · Amount on File
Deed Document Number	20261905
Deed Book / Page	2026 / 1905
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Jun 26, 2026
Property Address	305 S ATKINSON ST, TRURO, IA 50257
Document Number	0000001905
Book / Page	2026 / 1905
Instrument Date	Jun 22, 2026
Instrument	20261905
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,662.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S ATKINSON ST, TRURO, IA 50257

Mortgage

Document Number	0000001906,
Date	Jun 26, 2026
Instrument	20261906

Lender

Name	AMERICAN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	305 S ATKINSON ST, TRURO, IA 50257
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001536
Date	May 17, 2018
Book Page	0000002018/0000001536
Instrument	000000001536

Lender

Name	AMERICAN STATE BANK HOME LOAN CENTER

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	May 14, 2018
Property Address	305 S ATKINSON ST, TRURO, IA 50257
Document Number	02018/1504
Book / Page	2018 / 1504
Instrument Date	May 11, 2018
Instrument	000000001504
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 LITTLE LEAF TRL, WEST DES MOINES, IA 50266-6614

Tax Assessment & Valuation

The 2025 property tax bill for 305 S Atkinson St was $3,706.

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Truro City
Unified School District	Interstate 35 Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00	$195,600 Land $21,800 Building $173,800	$195,600 Land $21,800 Building $173,800
2024	$3,706.00
2023		$186,100 Land $12,300 Building $173,800	$186,100 Land $12,300 Building $173,800
2022	$3,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 S Atkinson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 S Atkinson St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRURO WATERWORKS serves 525 people · EPA ID IA6167036
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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