345 S Atkinson St, Truro, IA 50257 Property Records

Madison County property record for 345 S Atkinson St, Truro, IA 50257

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,728 sqft · built 2001
Lot Size	0.197 acres (8,580 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jan 2026)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`890000501040000`

Property Details

APN / Parcel Number

Primary APN	`890000501040000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Building Area	1,728 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,580 sqft (0.197 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Deck Area	64 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	345 S ATKINSON ST
City	TRURO
State	IA
Zip	50257-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 1 ATKINSON'S ADDITION
Legal Subdivision	ATKINSONS 1ST ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	MADISON IA
Township / Civil Division	OHIO
Census Block Group	2
Census Block	2038
Census Tract	60300

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	345 S ATKINSON ST, TRURO, IA 50257-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 26, 2018	Deed of Trust, Mortgage MIDWEST HERITAGE BANK
Aug 6, 2020	Warranty Deed, Transfer
Nov 6, 2018	Deed, Transfer · FHA Mortgage HOMESERVICING LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	2026282
Deed Book / Page	2026 / 282
Prior Transfer Date	Jul 20, 2022
Prior Transfer Doc	0000002178
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	345 S ATKINSON ST, TRURO, IA 50257-1023
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N ADAMS ST, OSCEOLA, IA 50213-1222

Mortgage

Document Number	002026/283
Date	Jan 28, 2026
Book Page	2026/283
Instrument	2026 283

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	345 S ATKINSON ST, TRURO, IA 50257-1023
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001278
Date	Apr 26, 2018
Book Page	0000002018/0000001278
Instrument	000000001278

Lender

Name	MIDWEST HERITAGE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	57 Months
Due	Jan 1, 2023

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Aug 6, 2020
Property Address	345 S ATKINSON ST, TRURO, IA 50257-1023
Document Number	02020/2842
Book / Page	2020 / 2842
Instrument Date	Jul 30, 2020
Instrument	2020 2842
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 S ATKINSON ST, TRURO, IA 50257-1023

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IA
Recording Date	Nov 6, 2018
Property Address	345 S ATKINSON ST, TRURO, IA 50257-1023
Document Number	02018/3589
Book / Page	2018 / 3589
Instrument Date	Oct 18, 2018
Instrument	000000003589
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 S ATKINSON ST, TRURO, IA 50257-1023

Mortgage

Document Number	0000002018/0000003590
Date	Nov 6, 2018
Book Page	0000002018/0000003590
Instrument	000000003590

Lender

Name	HOMESERVICING LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Truro City
Unified School District	Interstate 35 Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,950.00	$114,600 (+17.06%) Land $10,900 Building $103,700	$114,600 (+17.06%) Land $10,900 Building $103,700
2024	$1,950.00 (+0.62%)
2023		$97,900 Land $7,300 Building $90,600	$97,900 Land $7,300 Building $90,600
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRURO WATERWORKS serves 525 people · EPA ID IA6167036
Water Source	Purchased surface water from WARREN WATER DISTRICT
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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