McLennan County property record for 305 S 28th St, Waco, TX 76710
| Property Type | Commercial |
|---|---|
| Details | 13,809 sqft · built 2004 |
| Lot Size | 1.34 acres (58,617 sqft) |
| Owner | Company Name on File |
| Last Sale | $406,300 (Dec 2015) |
| Tax Bill | $7,824 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042715-000103-0 |
| Primary APN | 48-042715-000103-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 13,809 sqft Gross Area |
| 1st Floor Area | 12,434 sqft |
| Upper Floors Area | 1,375 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 58,617 sqft |
| Lot Dimensions | 291 ft deep x 151 ft wide |
| Canopy | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 S 28TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76710-7480 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | M-3 |
| Legal Description | WACO NORTHSTAR LOT 3 BLOCK A ACRES 1.345 |
| Legal Subdivision | WACO NORTHSTAR |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 700 |
305 S 28th St, a commercial property, is owned by a company that bought it in December 2015.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 305 S 28TH ST, WACO, TX 76710-7480 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Oct 23, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on File |
| Deed Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 201540365 |
| Prior Transfer Date | Dec 22, 2015 |
| Prior Transfer Doc | 0000040365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 305 S 28TH ST, WACO, TX 76710-7480 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000022882 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023022882 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 305 S 28TH ST, WACO, TX 76710-7480 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037972 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 2020037972 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 305 S 28th St was $7,824, down 7.5% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,000 (-8.91%) Land $58,617 Building $258,383 | $317,000 (-8.91%) Land $58,617 Building $258,383 | |
| 2025 | $7,824.00 (-7.5%) | $348,000 Land $58,620 Building $289,380 | $348,000 Land $58,620 Building $289,380 |
| 2024 | $8,458.00 | ||
| 2023 | $375,000 Land $58,620 Building $316,380 | $375,000 Land $58,620 Building $316,380 | |
| 2022 | $8,407.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 S 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 18 (1991–2026) |
| Claims Outside the SFHA | 8 of 18 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 S 28th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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