McLennan County property record for 1129 S 28th St, Waco, TX 76711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,336 sqft · built 2017 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,290 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-073312-000200-0 |
| Primary APN | 48-073312-000200-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| 1st Floor Area | 2,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 165 ft deep x 103 ft wide |
| Garage Area | 1,000 sqft |
| Driveway | Driveway |
| Driveway Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 252 sqft |
| Storage Building | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1129 S 28TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76711-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMIREZ ADDITION LOT 2 BLOCK 1 ACRES .38 |
| Legal Subdivision | RAMIREZ ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 598 |
1129 S 28th St is owned and occupied by two individuals.
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1129 S 28TH ST, WACO, TX 76711-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 1129 S 28TH ST, WACO, TX 76711-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014933 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017014933 |
| Name | FIRST NATIONAL BANK OF CENTRAL TX |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,435 (+1%) | $644,763 (-8.74%) Land $26,650 Building $618,113 | |
| 2025 | $7,290.00 (-1.54%) Homeowner's exemption | $453,123 (-20.23%) Land $24,170 Building $682,370 | $706,540 (+24.39%) Land $24,170 Building $682,370 |
| 2024 | $7,404.00 (-3.14%) | ||
| 2023 | $568,010 Land $24,170 Building $543,840 | $568,010 Land $24,170 Building $543,840 | |
| 2022 | $7,644.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1129 S 28th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1129 S 28th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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