305 S 13th St, Morehead City, NC 28557 Property Records

Carteret County property record for 305 S 13th St, Morehead City, NC 28557

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1986
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jul 2003)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`6386.19.50.0750000`

Property Details

APN / Parcel Number

Primary APN	`6386.19.50.0750000`
Alternative APNs	`554743` `61617`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	1,174 sqft
1st Floor Area	936 sqft
Utility Area	48 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	9 sqft
Shed	1 Shed
Shed Area	144 sqft
Utility Building	19 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	61617
Street Address	305 S 13TH ST
City	MOREHEAD CITY
State	NC
Zip	28557-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 B103 MOREHEAD CITY
Legal Subdivision	MOREHEAD CITY
Legal Block	50
Legal Lot Number	8
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2082
Census Tract	970403

Owner

305 S 13th St is owned by an individual who acquired it in May 2022.

Source: Carteret County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	520 PALMER LN, OAKLAND, MD 21550-5509
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2003 · Amount on File
Deed Sale	Jul 29, 2003 · Amount on File
Deed Book / Page	1008 / 81
Last Transfer Date	May 6, 2022
Transfer Doc	0017670344
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	May 17, 2022
Property Address	305 S 13TH ST, MOREHEAD CITY, NC 28557-4117
Document Number	0017670344
Book / Page	1767 / 344
Map Reference	MB 1 PG 139
Instrument Date	May 6, 2022
Instrument	1767344
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PALMER LN, OAKLAND, MD 21550-5509

Tax Assessment & Valuation

The 2025 property tax bill for 305 S 13th St was $3,261.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$557,383 (-) Land $268,094 Building $289,289	$557,383 (-) Land $268,094 Building $289,289
2025	$3,261.00	$557,383 Land $268,094 Building $289,289	$557,383 Land $268,094 Building $289,289
2023		$277,226 Land $230,625 Building $46,601	$277,226 Land $230,625 Building $46,601
2022	$929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 S 13th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 140 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured incl. 58 condo units
Nearby Flood Claims	60 (1985–2022)
Claims Outside the SFHA	19 of 60
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 25 claims Hurricane Fran, Sep 1996 · 7 claims Hurricane Bertha, Jul 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 S 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20