Carteret County property record for 202 S 13th St, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1932 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2020) |
| Tax Bill | $3,097 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6386.18.41.9046000 |
| Primary APN | 6386.18.41.9046000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,276 sqft Heated Area |
| 1st Floor Area | 1,276 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 27570 |
|---|---|
| Street Address | 202 S 13TH ST |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 L15 B63 MOREHEAD CITY |
| Legal Subdivision | MOREHEAD CITY |
| Legal Block | 41 |
| Legal Lot Number | 15 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 970403 |
202 S 13th St is owned by two individuals who bought it in July 2020.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 CORE DR E, MOREHEAD CITY, NC 28557-8901 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 6, 2020 | Warranty Deed, Transfer · Construction Mortgage JAMES & MARY PLATT |
| Apr 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on File |
| Deed Sale | Jul 6, 2020 · Amount on File |
| Prior Sale | Apr 9, 2018 · Amount on File |
| Deed Document Number | 20201677423 |
| Deed Book / Page | 1677 / 423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 202 S 13TH ST, MOREHEAD CITY, NC 28557-4116 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0017060348 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 1706/348 |
| Instrument | 1706348 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 6, 2020 |
| Property Address | 202 S 13TH ST, MOREHEAD CITY, NC 28557-4116 |
| Document Number | 0016770423 |
| Book / Page | 001677 / 000423 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CORE DR E MOREHEAD CITY NC 285578901, MOREHEAD CITY, NC 28557-8901 |
| Document Number | 16770424 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 001677/000424 |
| Name | JAMES & MARY PLATT |
|---|---|
| Address | 5372 W CHARTER OAK DR, SURPRISE, AZ 85379 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 5, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 9, 2018 |
| Property Address | 202 S 13TH ST, MOREHEAD CITY, NC 28557-4116 |
| Document Number | 0016040443 |
| Book / Page | 1604 / 443 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 1604443 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $458.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 GREENE ST, 61, CUMBERLAND, MD 21502-2926 |
| Name | Verified Name |
|---|---|
| Address | 200 BOGER DR, MOREHEAD CITY, NC 28557 |
| Document Number | 1604444 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 1604444 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 202 S 13th St was $3,097.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Morehead City Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,581 (-) Land $260,188 Building $268,393 | $528,581 (-) Land $260,188 Building $268,393 | |
| 2025 | $3,097.00 | $528,581 Land $260,188 Building $268,393 | $528,581 Land $260,188 Building $268,393 |
| 2023 | $206,736 Land $148,750 Building $57,986 | $206,736 Land $148,750 Building $57,986 | |
| 2022 | $697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 S 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 units insured incl. 58 condo units |
| Nearby Flood Claims | 60 (1985–2022) |
| Claims Outside the SFHA | 19 of 60 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 202 S 13th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOREHEAD CITY serves 18,846 people · EPA ID NC0416015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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