Lonoke County property record for 305 Ray St, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,408 sqft · built 1994 |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Feb 2018) |
| Tax Bill | $1,077 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-12007-000 |
| Primary APN | 720-12007-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Driveway | Driveway |
| Driveway Area | 1,080 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Patio Area | 260 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 RAY ST |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:7 CITY/MUNI/TWP:CABOT SUBD:BARNWELL PLACE I SEC/TWN/RNG/MER:SEC 07 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 07 |
| Legal Subdivision | BARNWELL PLACE I |
| Legal Lot Number | 7 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20202 |
Source: Lonoke County records · APN 720-12007-000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 RAY ST, CABOT, AR 72023-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MTG CORP |
| Feb 06, 2018 | Warranty Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Deed Document Number | 2018-01096 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 305 RAY ST, CABOT, AR 72023-2218 |
| Document Number | 0000005703 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 305 RAY ST CABOT AR 720232218, CABOT, AR 72023-2218 |
| Document Number | 0000005703 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 5703 |
| Name | BANK OF LITTLE ROCK MTG CORP |
|---|---|
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 14, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Feb 06, 2018 |
| Property Address | 305 RAY ST, CABOT, AR 72023-2218 |
| Document Number | 0000001096 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 1096 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 27, 2018 |
| Title Company | AMERICAN ABSTRACT CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8 ARLES DR LITTLE ROCK AR 722235154, LITTLE ROCK, AR 72223-5154 |
| Document Number | 1097 |
|---|---|
| Date | Feb 06, 2018 |
| Instrument | 1097 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 05, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,170 (-) Land $2,400 Building $18,770 | ||
| 2024 | $1,077.00 | ||
| 2023 | $1,077.00 | $21,170 Land $2,400 Building $18,770 | $105,850 Land $12,000 Building $93,850 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 66% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 221 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures