301 Ray St, Cabot, AR 72023 Property Records

Lonoke County property record for 301 Ray St, Cabot, AR 72023 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,538 sqft · built 1994
Lot Size	0.224 acres (9,750 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Aug 2017)
Tax Bill	$517 (2024)
Deeds & Mortgages	Jul 2023 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-12005-000`

Property Details

APN / Parcel Number

Primary APN	`720-12005-000`
Alternative APN	`23389`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,750 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Driveway	Concrete Driveway
Driveway Area	1,300 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	376 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	301 RAY ST
City	CABOT
State	AR
Zip	72023-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	07
Legal Subdivision	BARNWELL PLACE I
Legal Lot Number	5
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	3
Census Block	3035
Census Tract	20202

Owner

Source: Lonoke County records · APN 720-12005-000

Assessment roll updated October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 RAY ST, CABOT, AR 72023-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Beneficiary Deed, Transfer
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
Aug 28, 2017	Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Sep 23, 2002
Deed Book / Page	2017 / 8464
Transfer Doc	0000000000
Record Updated	Sep 20, 2026

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 25, 2023
Property Address	301 RAY ST, CABOT, AR 72023-2218
Document Number	0000006467
Book / Page	2023 / 6467
Instrument Date	Jul 10, 2023
Instrument	2023-06467
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RAY ST, CABOT, AR 72023-2218

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	301 RAY ST, CABOT, AR 72023-2218
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009200
Date	Aug 21, 2020
Book Page	2020/9200
Instrument	2020-09200

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	301 RAY ST, CABOT, AR 72023-2218
Document Number	0000009075
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 04, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RAY ST CABOT AR 720232218, CABOT, AR 72023-2218

Mortgage

Document Number	0000009075
Date	Sep 12, 2019
Instrument	9075

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 28, 2017
Property Address	301 RAY ST, CABOT, AR 72023-2218
Document Number	0000008464
Instrument Date	Aug 24, 2017
Instrument	8464
Transaction Type	Transfer
Record Updated	Jul 09, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 RAY ST CABOT AR 720232218, CABOT, AR 72023-2218

Mortgage

Document Number	8465
Date	Aug 28, 2017
Instrument	8465

Lender

Name	IFREEDOM DIRECT
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2042

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,990 (-) Land $2,400 Building $17,590	$99,950 (-) Land $12,000 Building $87,950
2024	$517.00 (-12.67%)
2023	$592.00 (-7.79%) Homeowner's exemption	$19,990 (-) Land $2,400 Building $17,590	$99,950 (-) Land $12,000 Building $87,950
2022	$642.00 Homeowner's exemption	$19,990 Land $2,400 Building $17,590	$99,950 Land $12,000 Building $87,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 37% of the US · above 33% of Arkansas
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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