305 Pine Cliff Dr, Seneca, SC 29672 Property Records

Oconee County property record for 305 Pine Cliff Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,388 sqft · built 1973
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Oct 2020)
Tax Bill	$10,676 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-07-01-003`

Property Details

APN / Parcel Number

Primary APN	`520-07-01-003`
Alternative APN	`55318`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,388 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	203 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55318
Old Parcel Number	520 07 01 003
Street Address	305 PINE CLIFF DR
City	SENECA
State	SC
Zip	29672-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 NORTHLAKE ESTATES (0.38 AC)
Legal Subdivision	NORTHLAKE ESTATES
Legal Block	1
Legal Lot Number	22
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1063
Census Tract	30601

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 SANDY CREEK CT, GREER, SC 29650-3407
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	6960
Deed Book / Page	2620 / 277
Record Updated	Jun 8, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 27, 2020
Property Address	305 PINE CLIFF DR, SENECA, SC 29672-2258
Document Number	0026200277
Book / Page	002620 / 000277
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,498.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SANDY CREEK CT PENDLETON SC 29670, PENDLETON, SC 29670

Mortgage

Document Number	40440237
Date	Oct 27, 2020
Book Page	004044/000237

Lender

Name	UNITED BK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,676.00	$25,267 (-) Land $9,184 Building $16,083	$631,680 (-) Land $229,600 Building $402,080
2023		$25,267 Land $9,184 Building $16,083	$631,680 Land $229,600 Building $402,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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