220 Pine Cliff Dr, Seneca, SC 29672 Property Records

Oconee County property record for 220 Pine Cliff Dr, Seneca, SC 29672 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,435 sqft · built 2020
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2016)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-11-02-041`

Property Details

APN / Parcel Number

Primary APN	`520-11-02-041`
Alternative APN	`55616`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,435 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	203 ft deep x 115 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	55616
Old Parcel Number	520 11 02 041
Street Address	220 PINE CLIFF DR
City	SENECA
State	SC
Zip	29672-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 NORTHLAKE EST (0.579 AC)
Legal Subdivision	NORTHLAKE EST
Legal Block	2
Legal Lot Number	30
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1063
Census Tract	30601

Owner

Source: Oconee County records · APN 520-11-02-041

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 PINE CLIFF DR, SENECA, SC 29672-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Apr 16, 2020	Deed of Trust, Mortgage APEX HM LNS
Oct 07, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DISTINGUISHED DESIGN LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Deed Document Number	0000004555
Deed Book / Page	002216 / 000224
Prior Transfer Date	May 06, 2011
Prior Transfer Doc	12153
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	220 PINE CLIFF DR, SENECA, SC 29672-2245
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012121
Date	Jan 29, 2021
Book Page	4092/56
Instrument	12121

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	220 PINE CLIFF DR, SENECA, SC 29672-2245
Document Number	0039510279
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 PINE CLIFF DR SENECA SC 296722245, SENECA, SC 29672-2245

Mortgage

Document Number	0039510279
Date	Apr 20, 2020
Book Page	003951/000279

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 07, 2019
Property Address	220 PINE CLIFF DR, SENECA, SC 29672-2245
Document Number	0038800295
Book / Page	003880 / 000295
Instrument Date	Oct 02, 2019
Transaction Type	Construction Loan
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38800295
Date	Oct 07, 2019
Book Page	003880/000295

Lender

Name	DISTINGUISHED DESIGN LLC
Address	535 SAINT MARK RD, TAYLORS, SC 29687-5421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 06, 2020

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00	$25,614 (-) Land $6,440 Building $19,174	$640,350 (-) Land $161,000 Building $479,350
2023		$25,614 Land $6,440 Building $19,174	$640,350 Land $161,000 Building $479,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of South Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	1,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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