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305 Phillips St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 305 Phillips St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 900 sqft · built 1928
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$119,500 (Jun 2023)
Tax Bill$3,387 (2026)
Deeds & MortgagesJun 2023 Mortgage
Jul 2022 Sale & Mortgage
APN251201 30.54-1-30

Property Details

APN / Parcel Number

Primary APN251201 30.54-1-30
Alternative APNs
  • 120103005400010300000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Exterior MaterialComposition/Composite
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions261 ft deep x 50 ft wide
PorchPorch
Porch Area270 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address305 PHILLIPS ST
CityONEIDA
StateNY
Zip13421-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1
Legal Lot Number30.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1007
Census Tract30102

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 PHILLIPS ST, ONEIDA, NY 13421-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2023Warranty Deed, Transfer · FHA Mortgage
AMERICU CU
Jul 29, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2023 · Amount on Record
Deed SaleJun 9, 2023 · Amount on Record
Prior SaleJul 29, 2022 · Amount on Record
Deed Document Number20232510
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateJun 9, 2023
Property Address305 PHILLIPS ST, ONEIDA, NY 13421-1207
Document Number0000000510
Instrument DateJun 6, 2023
Instrument2023-2510
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 SENECA AVE, ONEIDA, NY 13421-2550

Mortgage

Document Number0000000511
DateJun 9, 2023
Instrument2023-2511
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NY
Recording DateJul 29, 2022
Property Address305 PHILLIPS ST, ONEIDA, NY 13421-1207
Document Number0000000505
Instrument DateJul 28, 2022
Instrument2022-4505
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1216 GLENWOOD AVE, ONEIDA, NY 13421-3672

Mortgage

Document Number0000000506
DateJul 29, 2022
Instrument2022-4506
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,387.00 (-1.45%)
2025$3,437.00 (+230.16%)$69,100 (-) Land $11,400 Building $57,700$97,324 (+7.04%) Land $16,056 Building $81,268
2023$69,100 (-) Land $11,400 Building $57,700$90,921 (+9.21%) Land $15,000 Building $75,921
2022$1,041.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$69,100 Land $11,400 Building $57,700$83,253 Land $13,735 Building $69,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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