204 Phillips St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 204 Phillips St, Oneida, NY 13421

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,996 sqft · built 1955
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Tax Bill$4,847 (2026)
Deeds & MortgagesDec 2021 Line of Credit
APN251201 30.54-1-34

Property Details

APN / Parcel Number

Primary APN251201 30.54-1-34
Alternative APNs
  • 120103005400010340000000
  • INSIDE

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,996 sqft Living Area
1st Floor Area1,996 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions158 ft deep x 129 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area418 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address204 PHILLIPS ST
CityONEIDA
StateNY
Zip13421-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLIFE USE
Legal Block1
Legal Lot Number34.000
JurisdictionMADISON NY
Township / Civil DivisionONEIDA
Census Block Group1
Census Block1005
Census Tract30102

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address204 PHILLIPS ST, ONEIDA, NY 13421-1314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address204 PHILLIPS ST, ONEIDA, NY 13421-1314
Transaction TypeMortgage
Record UpdatedJan 25, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000000
DateDec 29, 2021
Instrument2021-9000
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
MunicipalityOneida City
Unified School DistrictOneida City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,847.00 (-1.48%) Homeowner's exemption Senior Citizen's exemption
2025$4,920.00 (+346.46%)$98,900 (-) Land $17,400 Building $81,500$139,296 (+7.04%) Land $24,507 Building $114,789
2023$98,900 (-) Land $17,400 Building $81,500$130,132 (+9.21%) Land $22,895 Building $107,237
2022$1,102.00 Homeowner's exemption Senior Citizen's exemption$98,900 Land $17,400 Building $81,500$119,157 Land $20,964 Building $98,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA CITY
serves 11,393 people · EPA ID NY2602381
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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