305 Papaya Ave, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 305 Papaya Ave, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,743 sqft · built 1999
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on Record
Tax Bill$1,708 (2025)
Flood ZoneZone X (minimal risk)
APN074531-0430

Property Details

APN / Parcel Number

Primary APN074531-0430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,743 sqft Living Area
Gross Area2,243 sqft
1st Floor Area1,743 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area140 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address305 PAPAYA AVE
CitySAINT AUGUSTINE
StateFL
Zip32095-8079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 43 OR1380/221 &1550/1803(F/J) & 3367/1481(F/J) & 3392/1392(Q/C) & 3653/1362(C/Q)
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionEAGLE CREEK OF ST AUGUSTINE
Legal Block2
Legal Lot Number43
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2010
Census Tract20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 15, 2012
Transfer Doc0036531363
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$149,373 (+2.7%)$282,684 (-4.65%) Land $65,000 Building $217,684
2025$1,708.00 (+15.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$145,446 (+5.99%)$296,471 (-0.69%) Land $60,000 Building $236,471
2024$1,474.00 (+2.57%)
2023$1,437.00 (+4.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$137,230 (+3%)$298,524 (+4.94%) Land $70,000 Building $228,524
2022$1,378.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$133,233$284,459 Land $61,600 Building $222,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 252 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies350 units insured
incl. 98 condo units
Nearby Flood Claims17 (2012–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-EAGLE CREEK WS
serves 655 people · EPA ID FL2554353
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Papaya Ave

Nearby Streets

Search Property Records by Address or Parcel Number