St. Johns County property record for 301 Papaya Ave, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,333 sqft · built 2002 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $41,200 (Jan 2016) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 074531-0440 |
| Primary APN | 074531-0440 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,333 sqft Living Area |
| Gross Area | 1,688 sqft |
| 1st Floor Area | 1,333 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 180 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 301 PAPAYA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-8079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 44 OR1860/820 &2698/1226(Q/C) &4135/324(Q/C) &5401/1910(Q/C) & 5402/1669(L/E) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 218 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 26, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on Record |
| Deed Sale | Jan 11, 2016 · Amount on Record |
| Prior Sale | May 5, 2006 · Amount on Record |
| Deed Document Number | 20161679 |
| Deed Book / Page | 4135 / 324 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0054021669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Document Number | 0055260109 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 5526/109 |
| Instrument | 2022032970 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.47% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.47% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Document Number | 0054021669 |
| Book / Page | 5402 / 1669 |
| Map Reference | MB 28 PG 110-116 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021116163 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 COTORRO LN, SAINT AUGUSTINE, FL 32086-7301 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 25, 2021 |
| Property Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Document Number | 0054011910 |
| Book / Page | 5401 / 1910 |
| Map Reference | MB 28 PG 110-116 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021115782 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14454 N STATE ROAD 121, 14454, MACCLENNY, FL 32063-4358 |
| Name | Verified Name |
|---|---|
| Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 301 PAPAYA AVE, SAINT AUGUSTINE, FL 32095-8079 |
| Document Number | 0045470111 |
| Instrument Date | Apr 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 301 PAPAYA AVE ST AUGUSTINE FL 320958079, ST AUGUSTINE, FL 32095-8079 |
| Document Number | 0045470111 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 004547/000111 |
| Instrument | 33545 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $170,123 (+2.7%) | $240,928 (-2.91%) Land $65,000 Building $175,928 | |
| 2025 | $1,708.00 (+18.69%) Homeowner's exemption Senior Citizen's exemption | $165,650 (+5.99%) | $248,159 (-1.33%) Land $60,000 Building $188,159 |
| 2024 | $1,439.00 (+2.79%) | ||
| 2023 | $1,400.00 (+4.79%) Homeowner's exemption Senior Citizen's exemption | $156,293 (+3%) | $251,501 (+4.54%) Land $70,000 Building $181,501 |
| 2022 | $1,336.00 Homeowner's exemption Senior Citizen's exemption | $151,741 | $240,587 Land $61,600 Building $178,987 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 252 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 350 units insured incl. 98 condo units |
| Nearby Flood Claims | 17 (2012–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures