305 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 305 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,536 sqft · built 1976
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Sep 1998)
Tax Bill	$4,549 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
APN	`04-31-0-211-007`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-211-007`

Interior

Full Baths	4 Baths
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	594 sqft

Exterior Amenities

Porch	Porch
Porch Area	27 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	305 NANCY DR
City	O FALLON
State	IL
Zip	62269-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASBURY PARK 3RD ADDITION LOT/SEC-69 BK A01869209
Legal Subdivision	ASBURY PARK 3RD ADDITION
Legal Block	211
Legal Lot Number	69
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3031
Census Tract	504354

Owner

Source: St. Clair County records, as of September 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 NANCY DR, O FALLON, IL 62269-2440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 1998 · Amount on Record
Deed Sale	Sep 28, 1998 · Amount on Record
Deed Document Number	19981456563
Last Transfer Date	Aug 18, 2025
Transfer Doc	0002857420
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	305 NANCY DR, O FALLON, IL 62269-2440
Document Number	00A2545014
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 NANCY DR O FALLON IL 622692440, O FALLON, IL 62269-2440

Mortgage

Document Number	00A2545014
Date	Jul 27, 2017
Instrument	2545014

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,549.00	$73,413 (+22.55%) Land $10,122 Building $63,291	$220,239 (+22.55%) Land $30,366 Building $189,873
2022		$59,905 Land $8,260 Building $51,645	$179,715 Land $24,780 Building $154,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

Nearby Properties on Nancy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures