304 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 304 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,934 sqft · built 1976
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jun 2022)
Tax Bill	$4,672 (2024)
Deeds & Mortgages	Jun 2022 Sale Jun 2022 Transfer + 2 more
APN	`04-31-0-202-018`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-202-018`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 NANCY DR
City	O FALLON
State	IL
Zip	62269-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASBURY PARK 3RD ADDITION LOT/SEC-64 A02749070
Legal Subdivision	ASBURY PARK 3RD ADDITION
Legal Block	202
Legal Lot Number	64
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3022
Census Tract	504354

Owner

Source: St. Clair County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 NANCY DR, O FALLON, IL 62269-2439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Warranty Deed, Transfer TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO
Jun 9, 2022	Intrafamily Transfer, Transfer
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 8, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	20222749071
Prior Transfer Date	Jan 24, 2022
Prior Transfer Doc	0002749070
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2022
Property Address	304 NANCY DR, O FALLON, IL 62269-2439
Document Number	0A02749071
Map Reference	MB 66 PG 91
Instrument Date	Jun 9, 2022
Instrument	A02749071
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 NANCY DR, O FALLON, IL 62269-2439

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jun 9, 2022
Property Address	304 NANCY DR, O FALLON, IL 62269-2439
Document Number	0A02749070
Map Reference	MB 66 PG 91
Instrument Date	Jan 24, 2022
Instrument	A02749070
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 NANCY DR, O FALLON, IL 62269-2439

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	304 NANCY DR, O FALLON, IL 62269-2439
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02689017
Date	Feb 25, 2021
Instrument	A02689017

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 8, 2018
Property Address	304 NANCY DR, O FALLON, IL 62269-2439
Document Number	00A2569470
Instrument Date	Mar 5, 2018
Instrument	2569470
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12450 LIGHTHOUSE WAY DR #G CREVE COEUR MO 631416494, G, CREVE COEUR, MO 63141-6494

Mortgage

Document Number	A2569471
Date	Mar 8, 2018
Instrument	2569471

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,672.00	$75,101 (+22.55%) Land $9,853 Building $65,248	$225,303 (+22.55%) Land $29,559 Building $195,744
2022		$61,282 Land $8,040 Building $53,242	$183,846 Land $24,120 Building $159,726

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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