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305 N Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 305 N Emerald Dr, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,456 sqft · built 1933
Lot Size0.243 acres (10,586 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Sep 2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN09-36-376-002

Property Details

APN / Parcel Number

Primary APN09-36-376-002

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area2,912 sqft
1st Floor Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,586 sqft
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Deck Area355 sqft
Patio Area537 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address305 N EMERALD DR
CityMCHENRY
StateIL
Zip60051-9342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0032897 LT 25 FAIR OAKS SUB
Legal Range08E
Legal Township45N
Legal Section36
Legal SubdivisionFAIR OAKS
Legal Block376
Legal Lot Number25
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group3
Census Block3030
Census Tract870702

Owner

305 N Emerald Dr is owned by an individual who bought it in September 2022.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address304 N DOUGLAS AVE, ARLINGTON HTS, IL 60004-6121
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Aug 25, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2022 · Amount on File
Deed SaleSep 21, 2022 · Amount on File
Prior SaleAug 25, 2017
Deed Document Number2022R0032897
Record UpdatedJun 7, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 21, 2022
Property Address305 N EMERALD DR, MCHENRY, IL 60051-9342
Document Number0000032897
Map ReferenceDOC44379MB4PG5
Instrument DateSep 6, 2022
Instrument2022R0032897
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanySTOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 N DOUGLAS AVE, ARLINGTON HEIGHTS, IL 60004-6121

Mortgage

Document Number0000032898
DateSep 21, 2022
Instrument2022R0032898
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052
Interest
Rate TypeFixed Rate
Rate5.87%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateAug 25, 2017
Property Address305 N EMERALD DR, MCHENRY, IL 60051-9342
Document Number0000031535
Instrument DateJul 13, 2017
Instrument31535
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address305 N EMERALD DR MCHENRY IL 600519342, MCHENRY, IL 60051-9342

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$102,269 Land $28,870 Building $73,399$306,807 Land $86,610 Building $220,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 N Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1986–1996)
Most Recent ClaimJul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 N Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: i3 Broadband.

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