218 N Emerald Dr, McHenry, IL 60051 Property Records

McHenry County property record for 218 N Emerald Dr, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,184 sqft · built 1933
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-36-377-003`

Property Details

APN / Parcel Number

Primary APN	`09-36-377-003`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1933
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,276 sqft
Lot Dimensions	100 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	512 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	218 N EMERALD DR
City	MCHENRY
State	IL
Zip	60051-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0027659 N1/2 LT 13 & N1/2 LT 14 FAIR OAKS SUB 1ST ADDN
Legal Range	08E
Legal Township	45N
Legal Section	36
Legal Subdivision	FAIR OAKS
Legal Block	377
Legal Lot Number	13-14
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3034
Census Tract	870702

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13 FERNDALE RD, DEER PARK, IL 60010-3607
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Dec 28, 2018	Warranty Deed, Transfer · FHA Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2022R0027659
Record Updated	Jun 7, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 5, 2022
Property Address	218 N EMERALD DR, MCHENRY, IL 60051-9351
Document Number	0000027659
Map Reference	DOC67280 MB5 PG29
Instrument Date	Jul 26, 2022
Instrument	2022R0027659
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, PRECISION TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 FERNDALE RD, DEER PARK, IL 60010-3607

Mortgage

Document Number	0000027660
Date	Aug 5, 2022
Instrument	2022R0027660

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 28, 2018
Property Address	218 N EMERALD DR, MCHENRY, IL 60051-9351
Document Number	0000043812
Map Reference	MB 5 PG 29 DOC 67280
Instrument Date	Dec 21, 2018
Instrument	2018R0043812
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 N EMERALD DR, MCHENRY, IL 60051-9351

Mortgage

Document Number	0000043813
Date	Dec 28, 2018
Instrument	2018R0043813

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$69,649 Land $5,533 Building $64,116	$208,947 Land $16,599 Building $192,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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