Johnston County property record for 305 N 3rd St, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 1942 |
| Lot Size | 0.376 acres (16,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Apr 2019) |
| Tax Bill | $2,834 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2000218412 |
| Primary APN | 2000218412 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,396 sqft |
| 1st Floor Area | 1,600 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,380 sqft (0.376 acres) |
| Lot Dimensions | 210 ft deep x 78 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 610 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2000218412 |
|---|---|
| Street Address | 305 N 3RD ST |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-4055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | 3RD ST M12L30 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 40700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the North Smithfield Historic District listed 2000 · 124 contributing resources · NRIS 00000550 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
305 N 3rd St is owned and occupied by two individuals who bought it in April 2019.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COASTAL FEDERAL CU |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 · Amount on File |
| Deed Sale | Apr 23, 2019 · Amount on File |
| Prior Sale | Jun 24, 2015 · Amount on File |
| Deed Document Number | 2019609332 |
| Deed Book / Page | 5333 / 358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000030861 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | DEED6970/945 |
| Instrument | 2025030861 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | 1000 SAINT ALBANS DR, RALEIGH, NC 27609 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000752801 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 5950/711 |
| Instrument | 2021752801 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 306 N 3RD ST, SMITHFIELD, NC 27577-4056 |
| Document Number | 0000726986 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 5807/313 |
| Instrument | 2021726986 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Apr 23, 2019 |
| Property Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Document Number | 0000609332 |
| Book / Page | 5333 / 0358 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 2019609332 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4215 BROGDEN RD, 4215, SMITHFIELD, NC 27577-9292 |
| Name | Verified Name |
|---|---|
| Address | 305 N 3RD ST, SMITHFIELD, NC 27577-4055 |
| Document Number | 0000609333 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 2019609333 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 305 N 3rd St was $2,834.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Smithfield Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,834.00 | $295,280 Land $80,000 Building $215,280 | $295,280 Land $80,000 Building $215,280 |
| 2023 | $1,972.00 | $156,540 Land $31,500 Building $125,040 | $156,540 Land $31,500 Building $125,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 N 3rd St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1999–2016) |
| Claims Outside the SFHA | 13 of 13 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 N 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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