304 N 3rd St, Smithfield, NC 27577 Property Records

Johnston County property record for 304 N 3rd St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,684 sqft · built 1941
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$239,000 (Apr 2019)
Tax Bill$4,065 (2026)
Deeds & MortgagesOct 2022 Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN2000218330

Property Details

APN / Parcel Number

Primary APN2000218330
Alternative APN
  • 15013006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,684 sqft Living Area
Gross Area4,459 sqft
1st Floor Area1,405 sqft
Basement Area1,111 sqft
Unfinished Basement1,111 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1995
Exterior MaterialWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions210 ft deep x 106 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area334 sqft
Deck Area624 sqft
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000218330
Street Address304 N 3RD ST
CitySMITHFIELD
StateNC
Zip27577-4056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description3RD ST AND CASWELL ST M13L6
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2063
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Smithfield Historic District
listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

304 N 3rd St is owned and occupied by two individuals who bought it in April 2019.

Source: Johnston County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address304 N 3RD ST, SMITHFIELD, NC 27577-4056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Apr 18, 2019Warranty Deed, Transfer · FHA Mortgage
SOUTHERN TRUST MORTGAGE LLC
Aug 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY
May 3, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2019 · Amount on File
Deed SaleApr 18, 2019 · Amount on File
Prior SaleAug 20, 2018 · Amount on File
Deed Document Number2019608821
Deed Book / Page5330 / 590
Prior Transfer DateMay 3, 2018
Prior Transfer Doc0000569479
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address304 N 3RD ST, SMITHFIELD, NC 27577-4056
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000831327
DateOct 17, 2022
Book Page6362/319
Instrument2022831327
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateApr 18, 2019
Property Address304 N 3RD ST, SMITHFIELD, NC 27577-4056
Document Number0000608821
Book / Page5330 / 0590
Instrument DateApr 12, 2019
Instrument2019608821
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 BRITT ST, 106, SMITHFIELD, NC 27577-3202

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N 3RD ST, SMITHFIELD, NC 27577-4056

Mortgage

Document Number0000608822
DateApr 18, 2019
Instrument2019608822
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateAug 20, 2018
Property Address304 N 3RD ST, SMITHFIELD, NC 27577-4056
Document Number0000582019
Book / Page005203 / 000452
Instrument DateJul 26, 2018
Instrument582019
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$187.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address106 BRITT ST SMITHFIELD NC 275773202, SMITHFIELD, NC 27577-3202

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionJOHNSTON NC
Recording DateMay 3, 2018
Property Address304 N 3RD ST, SMITHFIELD, NC 27577-4056
Document Number0000569479
Book / Page005143 / 000829
Instrument DateApr 16, 2018
Instrument569479
Transaction TypeForeclosure
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 N 3RD ST SMITHFIELD NC 275774056, SMITHFIELD, NC 27577-4056

Tax Assessment & Valuation

The 2026 property tax bill for 304 N 3rd St was $4,065.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,065.00$423,510 Land $100,000 Building $323,510$423,510 Land $100,000 Building $323,510
2023$3,022.00$239,910 Land $39,380 Building $200,530$239,910 Land $39,380 Building $200,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 N 3rd St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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