305 Luiseno Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 305 Luiseno Ave, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,066 sqft · built 1992
Lot Size0.186 acres (8,087 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Oct 2003)
Tax Bill$2,602 (2025)
Deeds & MortgagesJun 2021 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN157-820-03-00

Property Details

APN / Parcel Number

Primary APN157-820-03-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,066 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area8,087 sqft (0.186 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address305 LUISENO AVE
CityOCEANSIDE
StateCA
Zip92057-4523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-SP
Legal DescriptionLOT 45 TR 012451
Legal SubdivisionRANCHO SAN LUIS REY
Legal Tract012451
Legal Block1
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1031
Census Tract18612

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address305 LUISENO AVE, OCEANSIDE, CA 92057-4523
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Intrafamily Transfer, Transfer
TICOR TITLE CO SAN DIEGO
Jun 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2003 · Amount on Record
Deed SaleOct 24, 2003 · Amount on Record
Prior SaleOct 25, 2001 · Amount on Record
Deed Document Number20031301068
Last Transfer DateJun 1, 2021
Transfer Doc0000422910
Record UpdatedOct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 9, 2021
Property Address305 LUISENO AVE, OCEANSIDE, CA 92057-4523
Document Number0000424979
Map ReferenceMAP 12451
Instrument DateJun 3, 2021
Instrument2021-0424979
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address305 LUISENO AVE, OCEANSIDE, CA 92057-4523

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 8, 2021
Property Address305 LUISENO AVE, OCEANSIDE, CA 92057-4523
Document Number0000422911
Map ReferenceMAP 12451
Instrument DateJun 2, 2021
Instrument2021-0422911
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address305 LUISENO AVE, OCEANSIDE, CA 92057-4523

Mortgage

Document Number0000422912
DateJun 8, 2021
Instrument2021-0422912
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$409,051 (+2%) Land $143,539 Building $265,512
2025$2,602.00 (+5.05%) Veteran's exemption$401,031 (+4.04%) Land $140,725 Building $260,306
2024$2,477.00 (+0.04%)
2023$2,476.00 (-3.13%)$385,460 Land $135,261 Building $250,199
2022$2,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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