274 Luiseno Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 274 Luiseno Ave, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,525 sqft · built 1980
Lot Size0.231 acres (10,057 sqft)
OwnerIndividual Name on File
Last Sale$342,500 (Nov 2009)
Tax Bill$5,046 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN157-472-14-00

Property Details

APN / Parcel Number

Primary APN157-472-14-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,525 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area10,057 sqft (0.231 acres)
View / LotRiver
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address274 LUISENO AVE
CityOCEANSIDE
StateCA
Zip92057-4517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 11 TR 009172
Legal SubdivisionVISTA DE GUAJOME
Legal Tract009172
Legal Block1
Legal Lot Number11
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1017
Census Tract18612

Owner

274 Luiseno Ave is owned by an individual who acquired it in October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7016 TRADING POST LN, LAS VEGAS, NV 89128-4228
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · VA Mortgage
AMERICAN MTG NTWK
Sep 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNISON AGREEMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2009 · Amount on File
Deed SaleNov 25, 2009 · Amount on File
Prior SaleAug 21, 2006 · Amount on File
Deed Document Number2009658641
Last Transfer DateOct 7, 2024
Transfer Doc0000346848
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address274 LUISENO AVE, OCEANSIDE, CA 92057-4517
Document Number0000501922
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 LUISENO AVE OCEANSIDE CA 920574517, OCEANSIDE, CA 92057-4517

Mortgage

Document Number0000501922
DateOct 1, 2020
Instrument501922
Lender
NameAMERICAN MTG NTWK
TypeMortgage Company
AddressCHULA VISTA, CA 91910
Agreement
TypeVA Mortgage
AmountAmount on Record
Term240 Months
DueSep 30, 2040

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address274 LUISENO AVE, OCEANSIDE, CA 92057-4517
Document Number0000398267
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedOct 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 LUISENO AVE OCEANSIDE CA 920574517, OCEANSIDE, CA 92057-4517

Mortgage

Document Number0000398267
DateSep 25, 2018
Instrument398267
Lender
NameUNISON AGREEMENT CORP
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 274 Luiseno Ave was $5,046.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$780,300 (+76.5%) Land $572,220 Building $208,080
2025$5,046.00$442,086 Land $258,154 Building $183,932
2023$4,645.00 (+0.26%)$424,922 Land $248,131 Building $176,791
2022$4,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 274 Luiseno Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Luiseno Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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