Iredell County property record for 305 Lockhard Cir, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 759 sqft · built 1986 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,500 (Sep 1985) |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4730-31-0181.000 |
| Primary APN | 4730-31-0181.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 759 sqft Heated Area |
| Gross Area | 1,455 sqft |
| 1st Floor Area | 759 sqft |
| Flooring | Wood |
| Interior Walls | Masonry |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 30,928 sqft (0.71 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 55 sqft |
| Gazebo | 100 sqft |
| Storage Building | 176 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 77477209 |
|---|---|
| Street Address | 305 LOCKHARD CIR |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L24 ALLISON AC #1 PB 7-54 |
| Legal Subdivision | ALLISON AC |
| Legal Block | 31 |
| Legal Lot Number | 24 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 61205 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 LOCKHARD CIR, TROUTMAN, NC 28166-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1985 · Amount on Record |
| Deed Sale | Sep 1, 1985 · Amount on Record |
| Prior Sale | Jun 1, 1969 |
| Deed Book / Page | 721 / 27 |
| Last Transfer Date | Sep 2, 2011 |
| Transfer Doc | 21350601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 305 LOCKHARD CIR, TROUTMAN, NC 28166-7639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 25322280 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 2532/2280 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $410,700 (-) Land $315,000 Building $95,700 | $410,700 (-) Land $315,000 Building $95,700 | |
| 2025 | $2,524.00 | $410,700 (-) Land $315,000 Building $95,700 | $410,700 (-) Land $315,000 Building $95,700 |
| 2024 | $2,524.00 | $410,700 (-) Land $315,000 Building $95,700 | $410,700 (-) Land $315,000 Building $95,700 |
| 2023 | $2,524.00 (+47.6%) | $410,700 (+58.6%) Land $315,000 Building $95,700 | $410,700 (+58.6%) Land $315,000 Building $95,700 |
| 2022 | $1,710.00 | $258,960 Land $175,000 Building $83,960 | $258,960 Land $175,000 Building $83,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: TDS Telecom.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures