287 Lockhard Cir, Troutman, NC 28166 Property Records

Iredell County property record for 287 Lockhard Cir, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1973
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Mar 2023)
Tax Bill	$2,941 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4730-30-2721.000`

Property Details

APN / Parcel Number

Primary APN	`4730-30-2721.000`
Alternative APNs	`77420513` `80100675`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	1,104 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Mixed
Garage Area	228 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Patio Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	80100675
Street Address	287 LOCKHARD CIR
City	TROUTMAN
State	NC
Zip	28166-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L20 ALLISON ACRES PH 1
Legal Subdivision	ALLISON AC
Legal Block	30
Legal Lot Number	20
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4011
Census Tract	61205

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 LOCKHARD CIR, TROUTMAN, NC 28166-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 7, 2019	Deed of Trust, Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Jun 27, 2007 · Amount on File
Deed Book / Page	2982 / 636
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 23, 2023
Property Address	287 LOCKHARD CIR, TROUTMAN, NC 28166-7609
Document Number	0002982636
Book / Page	2982 / 636
Instrument Date	Mar 23, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 MAPLE VIEW DR, TROUTMAN, NC 28166-8807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 LOCKHARD CIR, TROUTMAN, NC 28166-7609

Mortgage

Document Number	0002982639
Date	Mar 23, 2023
Instrument	2982/639

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	287 LOCKHARD CIR, TROUTMAN, NC 28166-7609
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25791223
Date	Sep 24, 2018
Book Page	2579/1223

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	287 LOCKHARD CIR, TROUTMAN, NC 28166-7609
Document Number	2657604
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 LOCKHARD CIR TROUTMAN NC 281667609, TROUTMAN, NC 28166-7609

Mortgage

Document Number	2657604
Date	Nov 8, 2019
Book Page	002657/000604

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2049

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,240 (-) Land $360,000 Building $120,240	$480,240 (-) Land $360,000 Building $120,240
2025	$2,941.00	$480,240 (-) Land $360,000 Building $120,240	$480,240 (-) Land $360,000 Building $120,240
2024	$2,941.00	$480,240 (-) Land $360,000 Building $120,240	$480,240 (-) Land $360,000 Building $120,240
2023	$2,941.00 (+59.06%)	$480,240 (+71.06%) Land $360,000 Building $120,240	$480,240 (+71.06%) Land $360,000 Building $120,240
2022	$1,849.00	$280,740 Land $200,000 Building $80,740	$280,740 Land $200,000 Building $80,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

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