305 Lancing Way, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 305 Lancing Way, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 2.5 ba · 2,723 sqft · built 1999
Lot Size	0.757 acres (32,975 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2003)
Tax Bill	$5,839 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2022 Line of Credit + 4 more
APN	`0462001001090`

Property Details

APN / Parcel Number

Primary APN	`0462001001090`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,723 sqft Total Area
1st Floor Area	1,231 sqft
Upper Floors Area	1,231 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,975 sqft (0.757 acres)
Lot Dimensions	148 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	670 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	817 sqft
Deck Area	Deck Area
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	305 LANCING WAY
City	CHESAPEAKE
State	VA
Zip	23323-6660
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15: RESID
Legal Description	LT 108 & 109 NEW MILL LANDING SEC 7
Legal Subdivision	NEW MILL LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21305

Owner

305 Lancing Way is owned by two individuals who bought it in August 2003.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION
Nov 3, 2011	Deed of Trust, Mortgage VIRGINIA CREDIT UNION INC
Jun 24, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 14, 2015	Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION
Jun 30, 2006	Deed of Trust, Mortgage VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2003 · Amount on File
Deed Sale	Aug 29, 2003 · Amount on File
Prior Sale	Mar 11, 1999 · Amount on File
Deed Book / Page	5023 / 101
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10078/1569
Date	Nov 14, 2019
Book Page	10078/1569
Instrument	190031232

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010575/323
Date	Jun 28, 2022
Book Page	10575/323
Instrument	220021153

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	May 31, 2034

Interest

Rate Type	Adjustable Rate

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008526/577
Date	Nov 3, 2011
Book Page	8526/577

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2026

Interest

Rate Type	Fixed Rate

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008144/410
Date	Jun 24, 2010
Book Page	8144/410

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2030

Interest

Rate Type	Fixed Rate
Rate	4.88%

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009511/350
Date	May 14, 2015
Book Page	9511/350

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 9, 2035

Interest

Rate Type	Adjustable Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	305 LANCING WAY, CHESAPEAKE, VA 23323-6660
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006620/576
Date	Jun 30, 2006
Book Page	6620/576

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Lancing Way was $5,839.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$578,600 (+0.09%) Land $215,000 Building $363,600	$578,600 (+0.09%) Land $215,000 Building $363,600
2025	$5,839.00	$578,100 Land $195,000 Building $383,100	$578,100 Land $195,000 Building $383,100
2023		$497,000 (+9.59%) Land $155,000 Building $342,000	$497,000 (+9.59%) Land $155,000 Building $342,000
2022		$453,500 Land $140,000 Building $313,500	$453,500 Land $140,000 Building $313,500
2019	$3,646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 305 Lancing Way; there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Lancing Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Cox Communications.

Nearby Properties on Lancing Way

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