314 Lancing Way, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 314 Lancing Way, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,930 sqft · built 1999
Lot Size	0.485 acres (21,127 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jun 2017)
Tax Bill	$5,980 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jan 2007 Mortgage + 4 more
APN	`0462001000960`

Property Details

APN / Parcel Number

Primary APN	`0462001000960`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
1st Floor Area	1,090 sqft
Upper Floors Area	1,090 sqft
Attic	Attic
Attic Area	76 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,127 sqft (0.485 acres)
Lot Dimensions	232 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	114 sqft

Exterior Amenities

Pool Area	640 sqft
Porch	Slab
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	314 LANCING WAY
City	CHESAPEAKE
State	VA
Zip	23323-6666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15: RESID
Legal Description	96 NEW MILL LANDING SEC 7
Legal Subdivision	NEW MILL LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21305

Owner

314 Lancing Way is owned and occupied by two individuals who acquired it in September 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 23, 2007	Deed of Trust, Mortgage · Conventional Mortgage UNITED CAPITAL MORTGAGE
Jan 23, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED CAPITAL MORTGAGE
Sep 10, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Sep 29, 2005	Warranty Deed, Transfer · Conventional Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	May 27, 2015 · Amount on File
Deed Document Number	201716913
Deed Book / Page	9801 / 1038
Last Transfer Date	Sep 2, 2020
Transfer Doc	10216/182
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010216/185
Date	Sep 10, 2020
Book Page	10216/185
Instrument	200032190

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006919/538
Date	Jan 23, 2007
Book Page	6919/538

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2037

Interest

Rate Type	Fixed Rate

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006919/558
Date	Jan 23, 2007
Book Page	6919/558

Lender

Name	UNITED CAPITAL MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 10, 2020
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Document Number	10216/182
Book / Page	10216 / 182
Instrument Date	Sep 2, 2020
Instrument	200032189
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666

Mortgage

Document Number	010216/185
Date	Sep 10, 2020
Book Page	10216/185
Instrument	200032190

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 22, 2017
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Document Number	9801/1038
Book / Page	9801 / 1038
Instrument Date	Jun 16, 2017
Instrument	170016913
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666

Mortgage

Document Number	170016914
Date	Jun 22, 2017
Instrument	170016914

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 29, 2005
Property Address	314 LANCING WAY, CHESAPEAKE, VA 23323-6666
Document Number	0006214/98
Book / Page	6214 / 98
Instrument Date	Aug 5, 2005
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006214101
Date	Sep 29, 2005
Instrument	6214/101

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 314 Lancing Way was $5,980, up 5.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,400 (-0.46%) Land $215,000 Building $374,400	$589,400 (-0.46%) Land $215,000 Building $374,400
2025	$5,980.00 (+5.06%)	$592,100 Land $195,000 Building $397,100	$592,100 Land $195,000 Building $397,100
2024	$5,692.00
2023		$506,100 (+9.33%) Land $155,000 Building $351,100	$506,100 (+9.33%) Land $155,000 Building $351,100
2022		$462,900 Land $140,000 Building $322,900	$462,900 Land $140,000 Building $322,900
2019	$3,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 314 Lancing Way; there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 314 Lancing Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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