305 Irwin Ave, Albion, MI 49224 Property Records

Calhoun County property record for 305 Irwin Ave, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,956 sqft · built 1919
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$126,000 (Jan 2020)
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-006-613-00`

Property Details

APN / Parcel Number

Primary APN	`51-006-613-00`
Alternative APN	`13-51-006-613-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,956 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	188 ft deep x 86.7 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 IRWIN AVE
City	ALBION
State	MI
Zip	49224-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, IRWIN'S ADDITION BLK 6. W 3/4 OF LOT 2. BLK 6. & A STRIP OF LAND OFF THE E SIDE OF LOT 3 13' WIDE ON IRWIN AVE & 6' WIDE ON S END OF SAID LOT 3. MCL211.27 $5072 2002
Legal Subdivision	IRWIN S ADDITION
Legal Lot Number	2-3
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	3
Census Block	3003
Census Tract	3300

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 IRWIN AVE, ALBION, MI 49224-2046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Prior Sale	Dec 9, 1988 · Amount on Record
Deed Book / Page	4380 / 656
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jan 2, 2020
Property Address	305 IRWIN AVE, ALBION, MI 49224-2046
Document Number	04380/0656
Book / Page	4380 / 0656
Map Reference	LB 1 PG 7
Instrument Date	Dec 19, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1711 CHARLOTTE LANDING RD, 1711, SPRINGPORT, MI 49284-9423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 IRWIN AVE, ALBION, MI 49224-2046

Mortgage

Document Number	0004380659
Date	Jan 2, 2020
Instrument	4380/659

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+6.32%)
2025	$2,309.00 (+21.14%) Homeowner's exemption	$77,500 (+21.28%)	$164,800 (+6.32%)
2024			$155,000 (+21.28%)
2023		$63,900	$127,800
2022	$1,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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