208 Irwin Ave, Albion, MI 49224 Property Records

Calhoun County property record for 208 Irwin Ave, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,583 sqft · built 1920
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Nov 2013)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-006-560-00`

Property Details

APN / Parcel Number

Primary APN	`51-006-560-00`
Alternative APN	`13-51-006-560-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,583 sqft Living Area
1st Floor Area	1,082 sqft
Basement Area	1,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	15,899 sqft (0.365 acres)
Lot Dimensions	199 ft deep x 103 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 IRWIN AVE
City	ALBION
State	MI
Zip	49224-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, IRWIN'S ADDITION BLK 3. LOT 10. BLK 3
Legal Subdivision	IRWINS ADDITION
Legal Block	3
Legal Lot Number	10
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	3
Census Block	3001
Census Tract	3300

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 IRWIN AVE, ALBION, MI 49224-2164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit BLUEOX CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUEOX CU
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit BLUEOX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on Record
Deed Sale	Nov 5, 2013 · Amount on Record
Prior Sale	Feb 14, 2011 · Amount on Record
Deed Book / Page	3843 / 51
Prior Transfer Date	Apr 13, 2012
Prior Transfer Doc	03705/0504
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	208 IRWIN AVE, ALBION, MI 49224-2164
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004455/87
Date	Sep 14, 2020
Book Page	4455/87

Lender

Name	BLUEOX CU
Type	Credit Union
Address	40901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	208 IRWIN AVE, ALBION, MI 49224-2164
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 IRWIN AVE, ALBION, MI 49224-2164

Mortgage

Document Number	004575/969
Date	Aug 31, 2021
Book Page	4575/969

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	208 IRWIN AVE, ALBION, MI 49224-2164
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 IRWIN AVE, ALBION, MI 49224-2164

Mortgage

Document Number	004585/887
Date	Sep 30, 2021
Book Page	4585/887

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,200 (+5.94%)
2025	$1,447.00 (+21.09%) Homeowner's exemption	$75,700 (+19.97%)	$160,400 (+5.94%)
2024			$151,400 (+19.97%)
2023		$63,100	$126,200
2022	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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