305 Harrison St, Spencer, NC 28159 Property Records

Rowan County property record for 305 Harrison St, Spencer, NC 28159 · Last verified February 2024

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,996 sqft · built 1948
Lot Size	0.619 acres (27,000 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Feb 2024)
Tax Bill	$2,320 (2023)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`035 050`

Property Details

APN / Parcel Number

Primary APN	`035 050`
Alternative APN	`6088104`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,996 sqft Living Area
Gross Area	3,392 sqft
1st Floor Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	150 ft deep x 180 ft wide
Garage Area	280 sqft
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6088104
Old Parcel Number	035 050
Street Address	305 HARRISON ST
City	SPENCER
State	NC
Zip	28159-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L81-87 NEWTON HEIGHTS
Legal Subdivision	NEWTON HEIGHTS
Legal Lot Number	81
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2018
Census Tract	50700

Owner

Source: Rowan County records · APN 035 050

Assessment roll updated January 1, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	305 HARRISON ST, SPENCER, NC 28159-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 2024 · Amount on Record
Deed Sale	Feb 01, 2024 · Amount on Record
Deed Document Number	0001436558
Deed Book / Page	1436 / 558
Record Updated	Jun 07, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 01, 2024
Property Address	305 HARRISON ST, SPENCER, NC 28159-2501
Document Number	0014360558
Book / Page	1436 / 558
Map Reference	PG 144
Instrument Date	Jan 29, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 13TH AVENUE CT SW, PUYALLUP, WA 98371-6546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HARRISON ST, SPENCER, NC 28159-2501

Mortgage

Document Number	0001436559
Date	Feb 01, 2024
Instrument	1436/559

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 01, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	305 HARRISON ST, SPENCER, NC 28159-2501
Document Number	0013410053
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HARRISON ST SPENCER NC 281592501, SPENCER, NC 28159-2501

Mortgage

Document Number	0013410053
Date	Jan 02, 2020
Book Page	001341/000053

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified February 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,320.00	$205,379 Land $31,500 Building $173,879	$205,379 Land $31,500 Building $173,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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