Rowan County property record for 304 Harrison St, Spencer, NC 28159 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,705 sqft Living Area |
| Lot Size | 26,250 sqft (0.602 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2017) |
| Tax Bill | $2,871.00 (2023) |
| Primary APN | 035 065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,705 sqft Living Area |
| Gross Area | 2,713 sqft Gross Area |
| 1st Floor | 1,768 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Asbestos Exterior |
| Foundation Type | Footing Foundation |
| Lot Area | 26,250 sqft (0.602 acres) |
| Depth X Width | 150 ft x 175 ft Depth x Width |
| Garage Area | 720 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 116 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 6344227 |
|---|---|
| Old Parcel Number | 035 065 |
| Street Address | 304 HARRISON ST |
| City | SPENCER |
| State | NC |
| Zip | 28159-2502 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L95-100 NEWTON HEIGHTS |
| Legal Subdivision | NEWTON HEIGHTS ADDITION |
| Legal Lot Number | 95 |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 50700 |
Source: Rowan County records · APN 035 065
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 HARRISON ST, SPENCER, NC 28159-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOW VA RATES LLC |
| Jul 20, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage BANK OF ENGLAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Prior Sale | Mar 02, 2012 · Amount on Record |
| Deed Doc Number | 0001293363 |
| Deed Book / Page | 1293 / 363 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 304 HARRISON ST, SPENCER, NC 28159-2502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0013610963 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 1361/963 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 304 HARRISON ST, SPENCER, NC 28159-2502 |
| Document Number | 0012970156 |
| Book / Page | 001297 / 000156 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Title Company | WORLDWIDE RECORDING INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 304 HARRISON ST SPENCER NC 281592502, SPENCER, NC 28159-2502 |
| Document Number | 0012970156 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 001297/000156 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 304 HARRISON ST, SPENCER, NC 28159-2502 |
| Document Number | 0012930363 |
| Book / Page | 001293 / 000363 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $266.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 304 HARRISON ST SPENCER NC 281592502, SPENCER, NC 28159-2502 |
| Document Number | 12930364 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 001293/000364 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,871.00 | $254,113 Land $26,250 Building $227,863 | $254,113 Land $26,250 Building $227,863 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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