Ocean County and Jackson Township property record for 305 Harding Ct, Jackson, NJ 08527
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,312 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Oct 2019) |
| Tax Bill | $21,882 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-16801-0000-00023 |
| Primary APN | 12-16801-0000-00023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,312 sqft Living Area |
| Gross Area | 8,215 sqft |
| Basement Area | 2,903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 120004000000001727 |
|---|---|
| Street Address | 305 HARDING CT |
| City | JACKSON |
| State | NJ |
| Zip | 08527-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | 1.00 AC |
| Legal Subdivision | INDEPENDENCE ESTATES |
| Legal Block | 16801 |
| Legal Lot Number | 23 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 717400 |
Source: Ocean County and Jackson Township records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REALFI HOME FUNDING CORP |
| Oct 23, 2019 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Feb 9, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2019 · Amount on Record |
| Deed Sale | Oct 23, 2019 · Amount on Record |
| Prior Sale | Feb 9, 2018 |
| Deed Document Number | 2019106675 |
| Deed Book / Page | 17653 / 1467 |
| Prior Transfer Date | Nov 27, 2017 |
| Prior Transfer Doc | 0170330326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 22, 2026 |
| Property Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Document Number | 0000076820 |
| Book / Page | 20507 / 585 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202676820 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Document Number | 0000076820, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 20507/585 |
| Instrument | 202676820 |
| Name | AMERICAN MORTGAGE ACCEPTANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0191731055 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 19173/1055 |
| Instrument | 2022102481 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0183271523 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 18327/1523 |
| Instrument | 2021028205 |
| Name | REALFI HOME FUNDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST HARRISON, NY 10604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 23, 2019 |
| Property Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Document Number | 0176531467 |
| Book / Page | 17653 / 1467 |
| Map Reference | MAP L-3169 |
| Instrument Date | Aug 6, 2019 |
| Instrument | 2019106675 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | ABSOLUTE TITLE AGE OF NJ LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500 |
| Name | Verified Name |
|---|---|
| Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Document Number | 2019106676 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019106676 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 9, 2018 |
| Property Address | 305 HARDING CT, JACKSON, NJ 08527-3444 |
| Document Number | 0170230326 |
| Book / Page | 017023 / 000326 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 13736 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,511,200 (-) Land $212,000 Building $1,299,200 | $1,511,200 (-) Land $212,000 Building $1,299,200 | |
| 2025 | $21,882.00 (+18.5%) | $1,511,200 (+118.67%) Land $212,000 Building $1,299,200 | $1,511,200 (+118.67%) Land $212,000 Building $1,299,200 |
| 2024 | $18,466.00 (+5.74%) | ||
| 2023 | $691,100 Land $93,500 Building $597,600 | $691,100 Land $93,500 Building $597,600 | |
| 2022 | $17,464.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 91% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable | 940 / 35 |
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