303 Harding Ct, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 303 Harding Ct, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,604 sqft · built 2005
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$642,000 (Jan 2021)
Tax Bill	$14,397 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-16801-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`12-16801-0000-00022`
Alternative APNs	`12000400000000170028` `120004000000001728`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,604 sqft Living Area
Gross Area	6,375 sqft
Basement Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	43,560 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120004000000001728
Street Address	303 HARDING CT
City	JACKSON
State	NJ
Zip	08527-3444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	1.00 AC
Legal Subdivision	INDEPENDENCE ESTATES
Legal Block	16801
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2030
Census Tract	717400

Owner

303 Harding Ct is owned and occupied by two individuals who bought it in January 2021.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	303 HARDING CT, JACKSON, NJ 08527-3444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Dec 19, 2007 · Amount on File
Deed Document Number	202113261
Deed Book / Page	18280 / 1849
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 26, 2021
Property Address	303 HARDING CT, JACKSON, NJ 08527-3444
Document Number	0182801849
Book / Page	18280 / 1849
Instrument Date	Nov 19, 2020
Instrument	2021013261
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,630.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 E CURTIS AVE, 813, WALL TOWNSHIP, NJ 07719-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 HARDING CT, JACKSON, NJ 08527-3444

Mortgage

Document Number	2021013262
Date	Jan 26, 2021
Instrument	2021013262

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 303 Harding Ct was $14,397, down 1.3% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$994,300 (-) Land $212,000 Building $782,300	$994,300 (-) Land $212,000 Building $782,300
2025	$14,397.00 (-1.26%)	$994,300 Land $212,000 Building $782,300	$994,300 Land $212,000 Building $782,300
2024	$14,581.00
2023		$545,700 Land $110,000 Building $435,700	$545,700 Land $110,000 Building $435,700
2022	$13,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Harding Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Harding Ct is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 89% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35