305 Forest Trl, Mount Orab, OH 45154 Property Records

Brown County property record for 305 Forest Trl, Mount Orab, OH 45154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,436 sqft · built 2010
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 2009)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-055044-99-20`

Property Details

APN / Parcel Number

Primary APN	`30-055044-99-20`
Alternative APN	`032649-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,154 sqft
Upper Floors Area	1,282 sqft
Basement Area	1,154 sqft
Unfinished Basement	1,154 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Mixed
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	102 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	032649-0
Street Address	305 FOREST TRL
City	MOUNT ORAB
State	OH
Zip	45154-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 12858 .59 A LAND PIKE TWP MT ORAB VILLAGE WESTERN BRN LSD
Legal Subdivision	C KENDALL SURVEY NO 2074
Jurisdiction	BROWN OH
Township / Civil Division	PIKE
Census Block Group	3
Census Block	3072
Census Tract	951301

Owner

Source: Brown County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PEOPLES BANK
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 9, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2009 · Amount on Record
Deed Sale	Dec 31, 2009 · Amount on Record
Deed Document Number	20096886
Deed Book / Page	389 / 1357
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387

Mortgage

Document Number	0000005186
Date	Oct 7, 2025
Book Page	547/2368
Instrument	202500005186

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 30, 2035

Interest

Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387

Mortgage

Document Number	0000003044
Date	Jul 7, 2023
Book Page	522/5265
Instrument	202300003044

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2043

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387

Mortgage

Document Number	0000005429
Date	Sep 21, 2022
Book Page	518/4162
Instrument	202200005429

Lender

Name	PEOPLES BANK
Type	Bank
Address	GEORGETOWN, OH 45121

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387

Mortgage

Document Number	0000004142
Date	Jun 24, 2021
Book Page	509/2986
Instrument	202100004142

Lender

Name	PEOPLES BANK
Type	Bank
Address	WILLIAMSBURG, OH 45176

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004846
Date	Oct 9, 2018
Book Page	487/0334
Instrument	201800004846

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 15, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	305 FOREST TRL, MOUNT ORAB, OH 45154-8387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006723
Date	Nov 24, 2020
Book Page	505/216
Instrument	202000006723

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Pike Township
Municipality	Mount Orab Village
Unified School District	Western Brown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,546.00	$113,380 (-) Land $12,110 Building $101,270
2024	$3,546.00 (+16.72%) Homeowner's exemption	$113,380 (+26.48%) Land $12,110 Building $101,270	$5,910 (-97.69%) Land $5,910
2023	$3,038.00 (-4.79%) Homeowner's exemption	$89,640 (-) Land $7,910 Building $81,730
2022	$3,191.00 Homeowner's exemption	$89,640 Land $7,910 Building $81,730
2021			$256,110 Land $22,600 Building $233,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Forest Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures