Atlantic County and Galloway Township property record for 305 E Spencer Ln, Galloway, NJ 08205
| Property Type | Single Family Home |
|---|---|
| Details | 2,853 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Dec 2011) |
| Tax Bill | $8,655 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification |
| APN | 11-00988-01-00028-08 |
| Primary APN | 11-00988-01-00028-08 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,853 sqft Living Area |
| 1st Floor Area | 2,853 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 305 E SPENCER LN |
|---|---|
| City | GALLOWAY |
| State | NJ |
| Zip | 08205-3257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 988.1 |
| Legal Lot Number | 28.8 |
| Jurisdiction | ATLANTIC NJ |
| Township / Civil Division | GALLOWAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10503 |
305 E Spencer Ln is owned and occupied by two individuals who bought it in December 2011.
Source: Atlantic County and Galloway Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 E SPENCER LN, GALLOWAY, NJ 08205-3257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2011 · Amount on File |
| Deed Sale | Dec 2, 2011 · Amount on File |
| Prior Sale | May 23, 2007 · Amount on File |
| Deed Document Number | 201166929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ATLANTIC NJ |
| Property Address | 305 E SPENCER LN, GALLOWAY, NJ 08205-3257 |
| Document Number | 0000009718 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 E SPENCER LN GALLOWAY NJ 082053257, GALLOWAY, NJ 08205-3257 |
| Document Number | 0000009718 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 9718 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Feb 18, 2060 |
| Rate | 3.87% |
|---|
The 2025 property tax bill for 305 E Spencer Ln was $8,655, up 1.6% from the year before.
Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Atlantic County |
| County Subdivision | Galloway Township |
| Elementary School District | Galloway Township School District (KG - 08) |
| Secondary School District | Greater Egg Harbor Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,300 (-) Land $55,300 Building $200,000 | $255,300 (-) Land $55,300 Building $200,000 | |
| 2025 | $8,655.00 (+1.57%) | $255,300 Land $55,300 Building $200,000 | $255,300 Land $55,300 Building $200,000 |
| 2024 | $8,521.00 | ||
| 2023 | $255,300 Land $55,300 Building $200,000 | $255,300 Land $55,300 Building $200,000 | |
| 2022 | $8,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 305 E Spencer Ln; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 E Spencer Ln is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 75% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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