303 E Spencer Ln, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 303 E Spencer Ln, Galloway, NJ 08205

Property Summary

Property Type	Single Family Home
Details	2,961 sqft · built 2002
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (Feb 2018)
Tax Bill	$10,695 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Sale & Mortgage
APN	`11-00988-01-00028-09`

Property Details

APN / Parcel Number

Primary APN	`11-00988-01-00028-09`

Interior

Stories	2 Stories
Building Area	2,961 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Lot Area	135,036 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	303 E SPENCER LN
City	GALLOWAY
State	NJ
Zip	08205-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	988.1
Legal Lot Number	28.9
Jurisdiction	ATLANTIC NJ
Township / Civil Division	GALLOWAY
Census Block Group	2
Census Block	2000
Census Tract	10503

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	303 E SPENCER LN, GALLOWAY, NJ 08205-3257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP
Feb 2, 2018	Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2018 · Amount on Record
Deed Sale	Feb 2, 2018 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Document Number	20185997
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	1412052372
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	303 E SPENCER LN, GALLOWAY, NJ 08205-3257
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038048
Date	Jun 25, 2021
Instrument	2021038048

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company
Address	GIBBSBORO, NJ 08026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Feb 2, 2018
Property Address	303 E SPENCER LN, GALLOWAY, NJ 08205-3257
Document Number	0000005997
Instrument Date	Jan 30, 2018
Instrument	2018005997
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ATLANTIC SHORE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	303 E SPENCER LN, GALLOWAY, NJ 08205-3257

Mortgage

Document Number	0000005998
Date	Feb 2, 2018
Instrument	2018005998

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Galloway Township
Elementary School District	Galloway Township School District (KG - 08)
Secondary School District	Greater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,500 (-) Land $63,500 Building $252,000	$315,500 (-) Land $63,500 Building $252,000
2025	$10,695.00 (+1.56%)	$315,500 (-) Land $63,500 Building $252,000	$315,500 (-) Land $63,500 Building $252,000
2024	$10,531.00 (+3.96%)
2023		$315,500 (-) Land $63,500 Building $252,000	$315,500 (-) Land $63,500 Building $252,000
2022	$10,130.00 (+2.03%)	$315,500 Land $63,500 Building $252,000	$315,500 Land $63,500 Building $252,000
2021	$9,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 75% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - ATLANTIC COUNTY private · serves 120,146 people · EPA ID NJ0119002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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