302 E Ridgewood Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 302 E Ridgewood Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details2,177 sqft · built 1979
Lot Size0.517 acres (22,499 sqft)
Owner2 Individual Names on Record
Last Sale$408,200 (Dec 2023)
Tax Bill$6,621 (2025)
Deeds & MortgagesApr 2026 Mortgage
Dec 2023 Sale & Mortgage
APN11-00945-0000-00006-06

Property Details

APN / Parcel Number

Primary APN11-00945-0000-00006-06
Alternative APNs
  • 11009450000000060006
  • 11009450000000066

Interior

Stories1 Story
Building Area2,177 sqft Living Area
1st Floor Area2,177 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Lot Area22,499 sqft (0.517 acres)
Lot Dimensions225 ft deep x 100 ft wide
Garage TypeAttached

Location & Zoning

Old Parcel Number11009450000000066
Street Address302 E RIDGEWOOD AVE
CityGALLOWAY
StateNJ
Zip08205-9767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Block945
Legal Lot Number6.6
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group3
Census Block3009
Census Tract10506

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address302 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE, INC
Dec 12, 2023Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2023 · Amount on Record
Deed SaleDec 12, 2023 · Amount on Record
Prior SaleSep 20, 2006 · Amount on Record
Deed Document Number202351742
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Recording DateApr 2, 2026
Property Address302 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
Document Number0000014001
Instrument DateFeb 20, 2026
Instrument202614001
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767

Mortgage

Document Number0000014001,
DateApr 2, 2026
Instrument202614001
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateDec 12, 2023
Property Address302 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767
Document Number0000051742
Instrument DateNov 13, 2023
Instrument2023051742
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanyEQUITY PLUS LAND TRANSFER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,296.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8361 E VIA DE RISA, SCOTTSDALE, AZ 85258-3804

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9767

Mortgage

Document Number0000051743
DateDec 12, 2023
Instrument2023051743
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$195,300 (-) Land $50,200 Building $145,100$195,300 (-) Land $50,200 Building $145,100
2025$6,621.00 (+1.56%)$195,300 (-) Land $50,200 Building $145,100$195,300 (-) Land $50,200 Building $145,100
2024$6,519.00 (+3.95%)
2023$195,300 (-) Land $50,200 Building $145,100$195,300 (-) Land $50,200 Building $145,100
2022$6,271.00 (+2.03%)$195,300 Land $50,200 Building $145,100$195,300 Land $50,200 Building $145,100
2021$6,146.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 units insured
incl. 2 condo units
Nearby Flood Claims2 (1998–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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