305 E Railroad St, Spring Hope, NC 27882 Property Records

Nash County property record for 305 E Railroad St, Spring Hope, NC 27882

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,618 sqft · built 1950
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Tax Bill	$882 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`286018-30-7614`

Property Details

APN / Parcel Number

Primary APN	`286018-30-7614`
Alternative APNs	`100118189` `010060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,618 sqft Heated Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	30 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	100118189
Old Parcel Number	010060
Street Address	305 E RAILROAD ST
City	SPRING HOPE
State	NC
Zip	27882-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	11 62, 1 LT, E RAILROAD ST
Legal Lot Number	E
Jurisdiction	NASH NC
Township / Civil Division	MANNINGS
Census Block Group	3
Census Block	3039
Census Tract	11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring Hope Historic District listed 1988 · 160 contributing resources · NRIS 88001591

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nash County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 E RAILROAD ST, SPRING HOPE, NC 27882-9545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2008
Deed Sale	Dec 18, 2008
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	305 E RAILROAD ST, SPRING HOPE, NC 27882-9545
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003224/539
Date	Jun 10, 2022
Book Page	3224/539

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILSON, NC 27896

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Nash County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Spring Hope Town
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (+11%)	$63,000 (+15.49%) Land $3,370 Building $59,630	$63,000 (+15.49%) Land $3,370 Building $59,630
2023	$420.00	$54,550	$54,550 Land $4,550 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING HOPE serves 1,312 people · EPA ID NC0464025
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	6 ppb (2023–2025) action level 15 ppb
Copper	4.94 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20