225 E Railroad St, Spring Hope, NC 27882 Property Records

Nash County property record for 225 E Railroad St, Spring Hope, NC 27882

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,332 sqft · built 1973
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Apr 2021)
Tax Bill$1,059 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN286018-30-6513

Property Details

APN / Parcel Number

Primary APN286018-30-6513
Alternative APNs
  • 006093
  • 77310

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,332 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Architectural StyleRanch
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions135 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number77310
Street Address225 E RAILROAD ST
CitySPRING HOPE
StateNC
Zip27882-9557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description11 66, 1 LT, E RAILROAD ST
Legal SubdivisionSURVEY FOR ELIZA BEDDINGFIELD
Legal Lot NumberE
JurisdictionNASH NC
Township / Civil DivisionMANNINGS
Census Block Group3
Census Block3039
Census Tract11000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Spring Hope Historic District
listed 1988 · 160 contributing resources · NRIS 88001591

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK AND TRUST CO INC
Feb 6, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Apr 28, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2021 · Amount on Record
Deed SaleApr 28, 2021 · Amount on Record
Prior SaleJan 26, 2010 · Amount on Record
Deed Book / Page3125 / 604
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557
Transaction TypeMortgage
Record UpdatedJul 14, 2022
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557

Mortgage

Document Number003229/799
DateJul 6, 2022
Book Page3229/799
Lender
NameFIRST CITIZENS BANK AND TRUST CO INC
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyFIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03032/0797
DateFeb 6, 2020
Book Page3032/0797
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557

Mortgage

Document Number003160/107
DateSep 17, 2021
Book Page3160/107
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASH NC
Recording DateApr 28, 2021
Property Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557
Document Number003125/604
Book / Page3125 / 604
Instrument DateApr 1, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address895 MOUNT ZION CHURCH RD, 895, NASHVILLE, NC 27856-8704

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address225 E RAILROAD ST, SPRING HOPE, NC 27882-9557

Mortgage

Document Number0003125607
DateApr 28, 2021
Instrument3125/607
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalitySpring Hope Town
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,059.00$151,360 (-) Land $7,140 Building $144,220$151,360 (-) Land $7,140 Building $144,220
2025$1,059.00 (+34.9%)$151,360 (+48.3%) Land $7,140 Building $144,220$151,360 (+48.3%) Land $7,140 Building $144,220
2023$785.00$102,060$102,060 Land $9,640 Building $92,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING HOPE
serves 1,312 people · EPA ID NC0464025
Water SourceGroundwater
Last State InspectionJan 2026
Lead6 ppb (2023–2025)
action level 15 ppb
Copper4.94 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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