305 E Railroad St, Roachdale, IN 46172 Property Records

Putnam County property record for 305 E Railroad St, Roachdale, IN 46172

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 2021
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$7,500 (Jul 2020)
Tax Bill	$892 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`67-02-01-404-006.001-006`

Property Details

APN / Parcel Number

Primary APN	`67-02-01-404-006.001-006`
Alternative APNs	`00350213100` `00000001919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00000001919
Street Address	305 E RAILROAD ST
City	ROACHDALE
State	IN
Zip	46172
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	ZO01
Legal Description	GRANTHAM'S 5TH LOT 6 & PT LOT 5 BLK 1
Legal Subdivision	GRANTH 5TH
Legal Block	1
Legal Lot Number	6,5
Jurisdiction	PUTNAM IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2009
Census Tract	956000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Roachdale Historic District listed 2020 · 135 contributing resources · NRIS 100003187

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 292, ROACHDALE, IN 46172-0292
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit TRI-COUNTY BANK
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTY BANK & TRUST CO
Jul 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on Record
Deed Sale	Jul 29, 2020 · Amount on Record
Prior Sale	Nov 19, 2015 · Amount on Record
Deed Document Number	20204260
Transfer Doc	0000001996
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Recording Date	Aug 4, 2026
Property Address	305 E RAILROAD ST, ROACHDALE, IN 46172
Document Number	0000003730
Instrument Date	Jul 30, 2026
Instrument	20263730
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E RAILROAD ST, ROACHDALE, IN 46172

Mortgage

Document Number	0000003730,
Date	Aug 4, 2026
Instrument	20263730

Lender

Name	TRI-COUNTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2036

Interest

Rate	6.43%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	305 E RAILROAD ST, ROACHDALE, IN 46172
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000935
Date	Feb 9, 2021
Instrument	2021000935

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2046

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM IN
Property Address	305 E RAILROAD ST, ROACHDALE, IN 46172
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000572
Date	Jan 28, 2022
Instrument	2022000572

Lender

Name	TRI COUNTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Jul 29, 2020
Property Address	305 E RAILROAD ST, ROACHDALE, IN 46172
Document Number	0000004260
Instrument Date	Jul 16, 2020
Instrument	4260
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 PRAIRIE VIEW CIR #A DANVILLE IN 461228680, A, DANVILLE, IN 46122-8680

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IN
Recording Date	Oct 2, 2018
Property Address	305 E RAILROAD ST, ROACHDALE, IN 46172
Document Number	0000004750
Instrument Date	Sep 25, 2018
Instrument	4750
Transaction Type	Transfer
Record Updated	Oct 19, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 309 ROACHDALE IN 461720309, ROACHDALE, IN 46172-0309

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Putnam County
County Subdivision	Franklin Township
Municipality	Roachdale Town
Unified School District	North Putnam Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+22.19%) Homeowner's exemption	$121,600 (+37.4%) Land $12,200 Building $109,400	$121,600 (+37.4%) Land $12,200 Building $109,400
2024	$730.00 (+22.07%)
2023		$88,500 (-) Land $10,600 Building $77,900	$88,500 (-) Land $10,600 Building $77,900
2022	$598.00	$88,500 Land $10,600 Building $77,900	$88,500 Land $10,600 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROACHDALE WATER WORKS serves 980 people · EPA ID IN5267007
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Railroad St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures