Garrett County property record for 305 E Oak St, Oakland, MD 21550
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,700 sqft · built 1992 |
| Lot Size | 0.479 acres (20,844 sqft) |
| Owner | Company Name on Record |
| Last Sale | $650,000 (Oct 1997) |
| Tax Bill | $13,223 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-005316 |
| Primary APN | 17-005316 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,700 sqft Total Area |
| 1st Floor Area | 2,700 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,844 sqft (0.479 acres) |
| Canopy | 816 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 005316 |
|---|---|
| Street Address | 305 E OAK ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1503 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C |
| Legal Description | 20844 SQ FT 305 E OAK ST OAKLAND |
| Legal Subdivision | OAKLAND |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Garrett County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 167, WINSTON SALEM, NC 27102-0167 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 1997 · Amount on Record |
| Deed Sale | Oct 20, 1997 · Amount on Record |
| Prior Sale | Aug 20, 1997 · Amount on Record |
| Deed Document Number | 19971396 |
| Deed Book / Page | 721 / 286 |
| Record Updated | Oct 29, 2026 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,223.00 (+6.04%) | $834,800 (+9.79%) | $836,200 (+0.25%) Land $162,800 Building $673,400 |
| 2023 | $12,470.00 | $760,367 | $834,100 Land $162,800 Building $671,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: T-Mobile, Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures