117 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 117 E Oak St, Oakland, MD 21550

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,658 sqft · built 1870
Lot Size	0.21 acres (9,147 sqft)
Owner	Company Name on Record
Tax Bill	$2,475 (2026)
Deeds & Mortgages	Dec 2023 Sale Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-009400`

Property Details

APN / Parcel Number

Primary APN	`17-009400`
Alternative APN	`009400`

Interior

Units	2 Units
Stories	1 Story
Building Area	5,658 sqft Total Area
1st Floor Area	7,098 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Exterior Material	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	9,147 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009400
Street Address	117 E OAK ST
City	OAKLAND
State	MD
Zip	21550-1803
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C
Legal Description	0.21 AC 117 E OAK ST OAKLAND
Legal Subdivision	MCCARTYS FIRST ADD
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3046
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6201 SANG RUN RD, MC HENRY, MD 21541-1442
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed, Transfer
Feb 27, 2018	Grant Deed, Transfer DEEP CRK TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Dec 19, 2023
Property Address	117 E OAK ST, OAKLAND, MD 21550-1803
Document Number	0025300119
Book / Page	2530 / 119
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 SANG RUN RD, MC HENRY, MD 21541-1442

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 27, 2018
Property Address	117 E OAK ST, OAKLAND, MD 21550-1803
Document Number	0020590460
Book / Page	002059 / 000460
Instrument Date	Feb 26, 2018
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	DEEP CRK TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6201 SANG RUN RD MC HENRY MD 215411442, MC HENRY, MD 21541-1442

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,475.00 (+11.19%)	$156,300 (+15.12%)	$160,700 (+4.28%) Land $20,500 Building $140,200
2023	$2,226.00	$135,767	$154,100 Land $20,500 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

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